11378 Monterey Rd, Eads, TN 38028 Property Records

Shelby County property record for 11378 Monterey Rd, Eads, TN 38028

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 5,900 sqft · built 1982
Lot Size	14.6 acres (635,976 sqft)
Owner	2 Trust Names on File
Tax Bill	$9,519 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`D0-222-0-0128`

Property Details

APN / Parcel Number

Primary APN	`D0-222-0-0128`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	1 Story
Building Area	5,900 sqft Living Area
Gross Area	7,795 sqft
1st Floor Area	3,842 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	635,976 sqft
Garage Type	Attached
Garage Area	1,895 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Pool House	240 sqft
Porch	Open Porch
Porch Area	678 sqft
Deck Area	773 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	11378 MONTEREY RD
City	EADS
State	TN
Zip	38028-7927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CA
Legal Description	NS MONTEREY RD
Jurisdiction	SHELBY TN
Township / Civil Division	2
Census Block Group	1
Census Block	1022
Census Tract	21020

Owner

11378 Monterey Rd is owner-occupied and held in a trust since December 2001.

Source: Shelby County records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	11378 MONTEREY RD, EADS, TN 38028-7927
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jul 22, 2026	Quit Claim Deed, Transfer CLOSETRAK LLC, CLOSETRAK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 20, 2001
Transfer Doc	0000001123
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jul 22, 2026
Property Address	11378 MONTEREY RD, EADS, TN 38028-7927
Document Number	0000061815
Instrument Date	Jul 14, 2026
Instrument	202661815
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	CLOSETRAK LLC, CLOSETRAK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$427,886.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	11378 MONTEREY RD, EADS, TN 38028-7927

Mortgage

Document Number	0000061816,
Date	Jul 22, 2026
Instrument	202661816

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY TN
Recording Date	Jul 22, 2026
Property Address	11378 MONTEREY RD, EADS, TN 38028-7927
Document Number	0000061814
Instrument Date	Jul 13, 2026
Instrument	202661814
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	CLOSETRAK LLC, CLOSETRAK

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	11378 MONTEREY RD, EADS, TN 38028-7927

Tax Assessment & Valuation

The 2025 property tax bill for 11378 Monterey Rd was $9,519.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,519.00	$353,900 Land $116,425 Building $237,475	$1,415,600 Land $465,700 Building $949,900
2023		$264,750 Land $108,100 Building $156,650
2022	$8,975.00
2021			$1,059,000 Land $432,400 Building $626,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11378 Monterey Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11378 Monterey Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Monterey Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures