11375 Heathertoe Ln, Columbia, MD 21044 Property Records

Howard County property record for 11375 Heathertoe Ln, Columbia, MD 21044

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,970 sqft · built 1980
Lot Size	1.68 acres (73,181 sqft)
Owner	2 Trust Names on File
Last Sale	$425,000 (Mar 1987)
Tax Bill	$11,091 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-053542`

Property Details

APN / Parcel Number

Primary APN	`15-053542`
Alternative APN	`053542`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	2,970 sqft Total Area
Basement Area	985 sqft
Finished Basement	985 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	73,181 sqft (1.68 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Pool Area	648 sqft
Deck Area	832 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	053542
Street Address	11375 HEATHERTOE LN
City	COLUMBIA
State	MD
Zip	21044-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT 36 1.68 A. 11375 HEATHERTOE LN VIL HARPERS CHOIC S2 A4
Legal Subdivision	VILLAGE HARPERS CHOICE SEC 02
Legal Lot Number	36
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	2
Census Block	2000
Census Tract	605502

Owner

11375 Heathertoe Ln is owner-occupied and held in a trust since March 2019.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	11375 HEATHERTOE LN, COLUMBIA, MD 21044-1007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Apr 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jul 16, 2021	Deed of Trust, Mortgage · Line of Credit FULTON BANK NA
Apr 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 15, 2018	Deed of Trust, Mortgage · Line of Credit COLUMBIA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 1987 · Amount on File
Deed Sale	Mar 23, 1987 · Amount on File
Deed Book / Page	1626 / 27
Last Transfer Date	Mar 19, 2019
Transfer Doc	0186160499
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	11375 HEATHERTOE LN, COLUMBIA, MD 21044-1007
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	CROWN TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0216240339
Date	Jul 15, 2022
Book Page	21624/339

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Mar 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	11375 HEATHERTOE LN, COLUMBIA, MD 21044-1007
Transaction Type	Mortgage
Record Updated	Apr 15, 2022
Title Company	CROWN TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0214350409
Date	Apr 1, 2022
Book Page	21435/409

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	11375 HEATHERTOE LN, COLUMBIA, MD 21044-1007
Transaction Type	Mortgage
Record Updated	Aug 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11375 HEATHERTOE LN, COLUMBIA, MD 21044-1007

Mortgage

Document Number	0207190476
Date	Jul 16, 2021
Book Page	20719/476

Lender

Name	FULTON BANK NA
Type	Bank
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOWARD MD
Recording Date	Apr 9, 2019
Property Address	11375 HEATHERTOE LN, COLUMBIA, MD 21044-1007
Document Number	0186160499
Book / Page	018616 / 000499
Instrument Date	Mar 19, 2019
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11375 HEATHERTOE LN COLUMBIA MD 210441007, COLUMBIA, MD 21044-1007

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	11375 HEATHERTOE LN, COLUMBIA, MD 21044-1007
Document Number	0183960249
Instrument Date	Sep 15, 2018
Transaction Type	Mortgage
Record Updated	Oct 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11375 HEATHERTOE LN COLUMBIA MD 210441007, COLUMBIA, MD 21044-1007

Mortgage

Document Number	0183960249
Date	Sep 15, 2018
Book Page	018396/000249

Lender

Name	COLUMBIA BK
Type	Bank
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 11375 Heathertoe Ln was $11,091 with a homeowner's exemption, up 1.5% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,091.00 (+1.54%) Homeowner's exemption	$784,000 (+7.03%)	$835,500 (-) Land $313,000 Building $522,500
2025	$10,923.00 (+5.03%) Homeowner's exemption	$732,500	$835,500 Land $313,000 Building $522,500
2024	$10,400.00
2023		$681,000 Land $252,800 Building $428,200	$681,000 Land $252,800 Building $428,200
2022	$7,668.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11375 Heathertoe Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11375 Heathertoe Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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