11375 Gail Ct, La Plata, MD 20646 Property Records

Charles County property record for 11375 Gail Ct, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,344 sqft · built 1977
Lot Size	1.48 acres (64,904 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Mar 2019)
Tax Bill	$9,110 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-010787`

Property Details

APN / Parcel Number

Primary APN	`04-010787`
Alternative APNs	`4010787` `010787`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	64,904 sqft
Garage Type	Carport
Garage Area	520 sqft
Carport	Carport
Carport Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	125 sqft
Deck Area	120 sqft
Patio Area	245 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	010787
Street Address	11375 GAIL CT
City	LA PLATA
State	MD
Zip	20646-4504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	L-17 S-1 BIRKWOOD ESTATES SUB
Legal Subdivision	BIRKWOOD ESTATES SUB
Legal Block	2
Legal Lot Number	17
Jurisdiction	CHARLES MD
Township / Civil Division	4, ALLENS FRESH
Census Block Group	2
Census Block	2015
Census Tract	851301

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11375 GAIL CT, LA PLATA, MD 20646-4504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2017	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Mar 8, 2019	Grant Deed, Transfer · Conventional with PMI BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2019 · Amount on Record
Deed Sale	Mar 8, 2019 · Amount on Record
Prior Sale	Feb 4, 1994 · Amount on Record
Deed Book / Page	10560 / 138
Prior Transfer Date	Mar 4, 2019
Prior Transfer Doc	1056000138
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	11375 GAIL CT, LA PLATA, MD 20646-4504
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099980328
Date	Sep 21, 2017
Book Page	9998/328

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	14283

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	11375 GAIL CT, LA PLATA, MD 20646-4504
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0111190358
Date	May 11, 2020
Book Page	11119/358

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Mar 8, 2019
Property Address	11375 GAIL CT, LA PLATA, MD 20646-4504
Document Number	0105600138
Book / Page	010560 / 000138
Instrument Date	Mar 4, 2019
Transaction Type	Transfer
Record Updated	Mar 22, 2019
Title Company	BUYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	11375 GAIL CT LA PLATA MD 206464504, LA PLATA, MD 20646-4504

Mortgage

Document Number	105600162
Date	Mar 8, 2019
Book Page	010560/000162

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2049

Mortgage

Document Number	105600163,
Date	Mar 8, 2019
Book Page	010560/000163

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Mar 7, 2024

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,000 (+24.9%) Land $124,900 Building $178,100	$303,000 (+24.9%) Land $124,900 Building $178,100
2025	$9,110.00 (+155.04%)
2023	$3,572.00	$242,600 Land $124,900 Building $117,700	$242,600 Land $124,900 Building $117,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2011–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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