11371 Ruth Ct, Biloxi, MS 39532 Property Records

Harrison County property record for 11371 Ruth Ct, Biloxi, MS 39532

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,501 sqft · built 1995
OwnerIndividual Name on File
Last Sale$157,000 (May 2022)
Tax Bill$951 (2025)
Deeds & MortgagesMay 2022 Mortgage
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN1208I-02-025.000

Property Details

APN / Parcel Number

Primary APN1208I-02-025.000
Alternative APN
  • 083632

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,501 sqft Adjusted Area
1st Floor Area1,458 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Patio Area30 sqft
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number083632
Street Address11371 RUTH CT
CityBILOXI
StateMS
Zip39532-8300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 34 CEDAR LAKE SUBD UNIT 2 SEC 12-7-10
Legal Range10
Legal Township07
Legal Section12
Legal SubdivisionCEDAR LAKE SUBD UNIT 2
Legal Lot Number34
Legal Unit2
JurisdictionHARRISON MS
Township / Civil Division5
Census Block Group2
Census Block2011
Census Tract3311

Owner

11371 Ruth Ct is owned and occupied by an individual who bought it in May 2022.

Source: Harrison County records, as of December 15, 2025

Owner of RecordIndividual Name on File
Mailing Address11371 RUTH CT, BILOXI, MS 39532-8300
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
TRUSTMARK NATIONAL BANK
Mar 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
MAGNOLIA STATE BANK
May 18, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 18, 2022 · Amount on File
Deed SaleMay 18, 2022 · Amount on File
Deed Document Number2022-0003958-D-J2
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address11371 RUTH CT, BILOXI, MS 39532-8300
Transaction TypeMortgage
Record UpdatedAug 11, 2023
Title CompanyNOT AVAILABLE, PILGER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20220003960TJ2
DateMay 18, 2022
Instrument2022-0003960-T-J2
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueJun 1, 2027
Interest
Rate TypeFixed Rate

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address11371 RUTH CT, BILOXI, MS 39532-8300
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20210001364TJ2
DateMar 24, 2021
Instrument2021-0001364-T-J2
Lender
NameMAGNOLIA STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term36 Months
DueFeb 23, 2024
Interest
Rate TypeFixed Rate

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRISON MS
Recording DateMay 18, 2022
Property Address11371 RUTH CT, BILOXI, MS 39532-8300
Document Number20220003958DJ2
Map ReferencePB 6 PG 6
Instrument DateMay 16, 2022
Instrument2022-0003958-D-J2
Transaction TypeTransfer
Record UpdatedAug 15, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16 PIN OAK PT, 16, PETAL, MS 39465-6006

Transferred To (Grantee/Buyer)

NameVerified Name
Address11371 RUTH CT, BILOXI, MS 39532-8300

Tax Assessment & Valuation

The 2025 property tax bill for 11371 Ruth Ct was $951 with exemptions applied, up 7.5% from the year before.

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
MunicipalityBiloxi City
Unified School DistrictHarrison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$951.00 (+7.46%) Homeowner's exemption Disabled Person's exemption$10,854$108,544 Land $30,000 Building $78,544
2024$885.00 (-0.67%)
2023$891.00 (-50.44%) Homeowner's exemption Disabled Person's exemption$10,302$103,016 Land $30,000 Building $73,016
2022$1,798.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11371 Ruth Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation15.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 80 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies80 in force
Nearby Flood Claims8 (1998–2026)
Most Recent ClaimJun 2026 · Tropical Storm Arthur

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11371 Ruth Ct is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 60% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
CoastConnect
Fiber
2,000 / 1,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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