1137 Smyly Rd, Ruffin, SC 29475 Property Records

Colleton County property record for 1137 Smyly Rd, Ruffin, SC 29475

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,430 sqft · built 1965
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Jun 2017)
Tax Bill	$698 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`076-00-00-021.000`

Property Details

APN / Parcel Number

Primary APN	`076-00-00-021.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,430 sqft Living Area
1st Floor Area	1,430 sqft
Utility Area	120 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Wood
Lot Area	39,204 sqft (0.9 acres)
Garage Type	Carport
Garage Area	270 sqft
Carport	Carport
Carport Area	270 sqft

Exterior Amenities

Porch	Slab
Deck Area	256 sqft
Shed	1 Shed
Shed Area	464 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1137 SMYLY RD
City	RUFFIN
State	SC
Zip	29475-5024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	S-15-67 SMYLY RD MAPPLATB 36 MAPPLATP 176 MAPPLATB 11 MAPPLATP 224
Legal Subdivision	SURVEYED FOR CYNTHIA BABB & CHUCK BABB
Jurisdiction	COLLETON SC
Township / Civil Division	WALTERBORO
Census Block Group	2
Census Block	2024
Census Tract	970401

Owner

Source: Colleton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1137 SMYLY RD, RUFFIN, SC 29475-5024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Commercial Mortgage 1ST FEDERAL SAVINGS BANK OF SC INC
Mar 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL OF SOUTH CAROLINA FSB
Jun 14, 2017	Grant Deed, Transfer FIRST FED'L/S CAROLINA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2017 · Amount on Record
Deed Sale	Jun 14, 2017 · Amount on Record
Prior Sale	Oct 21, 2011 · Amount on Record
Deed Document Number	2017938668
Deed Book / Page	2543 / 205
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLETON SC
Property Address	1137 SMYLY RD, RUFFIN, SC 29475-5024
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029090213
Date	Nov 24, 2020
Book Page	2909/213
Instrument	2020006352

Lender

Name	1ST FEDERAL SAVINGS BANK OF SC INC
Type	Bank
Address	EDISTO ISLAND, SC 29438

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLETON SC
Property Address	1137 SMYLY RD, RUFFIN, SC 29475-5024
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026220275
Date	Mar 13, 2018
Book Page	2622/0275
Instrument	201800001641

Lender

Name	FIRST FEDERAL OF SOUTH CAROLINA FSB
Type	Bank
Address	WALTERBORO, SC 29488

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2033

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLETON SC
Recording Date	Jun 14, 2017
Property Address	1137 SMYLY RD, RUFFIN, SC 29475-5024
Document Number	0025430205
Book / Page	002543 / 000205
Instrument Date	Jun 14, 2017
Instrument	938668
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$148.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1137 SMYLY RD RUFFIN SC 294755024, RUFFIN, SC 29475-5024

Mortgage

Document Number	25430206
Date	Jun 14, 2017
Book Page	002543/000206
Instrument	938669

Lender

Name	FIRST FED'L/S CAROLINA FSB
Type	Federal Savings Bank
Address	WALTERBORO, SC 29488-1367

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jun 13, 2022

Tax Assessment & Valuation

Source: Colleton County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Colleton County
Unified School District	Colleton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$698.00 (+5.28%)	$66,500 (-) Land $10,500 Building $56,000	$66,500 (-) Land $10,500 Building $56,000
2024	$663.00 (+1.53%)	$66,500 (-) Land $10,500 Building $56,000
2023	$653.00	$66,500 (-) Land $10,500 Building $56,000	$66,500 (-) Land $10,500 Building $56,000
2022	$653.00	$66,500 Land $10,500 Building $56,000	$66,500 Land $10,500 Building $56,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 59% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Palmetto Telephone Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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