1137 Settlers Loop, Geneva, FL 32732 Property Records

Seminole County property record for 1137 Settlers Loop, Geneva, FL 32732 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 684 sqft · built 2006
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$69,000 (Dec 2001)
Tax Bill	$5,835 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-20-32-3AE-001A-0000`

Property Details

APN / Parcel Number

Primary APN	`10-20-32-3AE-001A-0000`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Plumbing Fixtures	19 Plumbing Fixtures
Stories	1 Story
Building Area	684 sqft Living Area
1st Floor Area	1,857 sqft
2nd Floor Area	1,854 sqft
Upper Floors Area	1,854 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Siding
Construction Type	Wood Frame
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	621 sqft
Carport	Carport
Carport Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	879 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1137 SETTLERS LOOP
City	GENEVA
State	FL
Zip	32732-9331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 11 TWP 20S RGE 32E BEG 656.75 FT N & 2398.88 FT E OF NW COR OF SW 1/4 OF SW 1/4 RUN N 660 FT E 330 FT S 660 FT W 330 FT
Legal Range	32E
Legal Township	20S
Legal Section	10
Legal Subdivision	LAKE HARNEY ESTATES 5 ACRE DEV
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2025
Census Tract	21201

Owner

Source: Seminole County records · APN 10-20-32-3AE-001A-0000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1137 SETTLERS LOOP, GENEVA, FL 32732-9331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 28, 2001 · Amount on Record
Deed Sale	Dec 28, 2001 · Amount on Record
Deed Document Number	0425300793
Deed Book / Page	04253 / 00793
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	1137 SETTLERS LOOP, GENEVA, FL 32732-9331
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096131362
Date	Jun 01, 2020
Book Page	9613/1362
Instrument	2020056074

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2050

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,835.00 (+6.54%) Homeowner's exemption	$454,253 (+5.99%)	$784,390 (+10.81%) Land $130,000 Building $654,390
2023	$5,477.00 (+2.47%) Homeowner's exemption	$428,593 (+3%)	$707,894 (+1.61%) Land $94,500 Building $613,394
2022	$5,345.00 Homeowner's exemption	$416,110	$696,670 Land $90,000 Building $606,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170212012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 201 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	201 in force 182 of 201 on primary residences
Nearby Flood Claims	112 (1982–2024)
Claims Outside the SFHA	10 of 112
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Flood Events	Hurricane Ian (Oct 2022), 31 claims Hurricane Ian (Oct 2022), 44 claims Hurricane Irma (Sep 2017), 11 claims

Wildfire

Wildfire Risk	High above 83% of the US · above 73% of Florida
Wildfire Likelihood	About 1 in 120 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.