Sanders County property record for 1137 River Rd W, Plains, MT 59859
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 1,992 sqft · built 1973 |
| Lot Size | 83.7 acres (3,647,714 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,576 (2026) |
| Deeds & Mortgages | Apr 2022 Line of Credit Jun 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R351423 |
| Primary APN | R351423 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,992 sqft Living Area |
| 1st Floor Area | 1,992 sqft |
| Basement Area | 576 sqft |
| Finished Basement | 576 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 3,647,714 sqft (83.7 acres) |
| Terrain | Wooded |
| Garage Type | Mixed |
| Garage Area | 1,440 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 16 sqft |
| Shed | 1 Shed |
| Shed Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000001514 |
|---|---|
| Street Address | 1137 RIVER RD W |
| City | PLAINS |
| State | MT |
| Zip | 59859-9358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S04, T20 N, R27 W, C.O.S. 3254, ACRES 83.74, TR 1 W2NW |
| Legal Range | 27W |
| Legal Township | 20N |
| Legal Section | 04 |
| Legal Tract | 1 |
| Jurisdiction | SANDERS MT |
| Township / Civil Division | PLAINS |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 100 |
1137 River Rd W, a rural home, is owner-occupied and held in a trust.
Source: Sanders County records, as of September 9, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1137 RIVER RD W, PLAINS, MT 59859-9358 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2022 | Deed of Trust, Mortgage · Line of Credit ROCKY MOUNTAIN BANK |
| Jun 15, 2020 | Deed of Trust, Mortgage · Line of Credit STOCKMAN BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Property Address | 1137 RIVER RD W, PLAINS, MT 59859-9358 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1137 RIVER RD W, PLAINS, MT 59859-9358 |
| Document Number | 0000325684 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 325684 |
| Name | ROCKY MOUNTAIN BANK |
|---|---|
| Type | Bank |
| Address | PLAINS, MT 59859 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Property Address | 1137 RIVER RD W, PLAINS, MT 59859-9358 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 316670 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 316670 |
| Name | STOCKMAN BANK |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 12, 2021 |
The 2026 property tax bill for 1137 River Rd W was $1,576, down 13.3% from the year before.
Source: Sanders County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Sanders County |
| Unified School District | Plains K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,576.00 (-13.26%) | $422,094 (-) | |
| 2025 | $1,817.00 | $422,094 | $422,094 Land $69,044 Building $353,050 |
| 2023 | $2,267.00 | $367,078 | $367,078 Land $58,828 Building $308,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1137 River Rd W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 6 (1997–2011) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Jul 2011 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1137 River Rd W is moderate, ranking above 63% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 40% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blackfoot Telephone Cooperative Fiber | 1,000 / 500 |
No cell data coverage reported
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