1137 Rachel Cir, Escondido, CA 92026 Property Records

San Diego County property record for 1137 Rachel Cir, Escondido, CA 92026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,657 sqft · built 1990
Lot Size0.176 acres (7,645 sqft)
OwnerCompany Name on File
Last Sale$149,000 (Apr 1989)
Tax Bill$3,101 (2025)
Deeds & MortgagesFeb 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN226-780-25-00

Property Details

APN / Parcel Number

Primary APN226-780-25-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,657 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleContemporary
Exterior MaterialStucco
Roof MaterialTile
Lot Area7,645 sqft (0.176 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1137 RACHEL CIR
CityESCONDIDO
StateCA
Zip92026-2152
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 25 TR 012156
Legal SubdivisionCOUNTY OF SAN DIEGO TRACT #4633-1
Legal Tract012156
Legal Block3
Legal Lot Number25
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3000
Census Tract20305

Owner

1137 Rachel Cir is owned by a company that acquired it in July 2004 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address1137 RACHEL CIR, ESCONDIDO, CA 92026-2152
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 25, 1989 · Amount on File
Deed SaleApr 25, 1989 · Amount on File
Deed Document Number1989213430
Last Transfer DateJul 27, 2004
Transfer Doc0000706918
Record UpdatedSep 20, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1137 RACHEL CIR, ESCONDIDO, CA 92026-2152
Document Number0000074066
Instrument DateFeb 3, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1137 RACHEL CIR ESCONDIDO CA 920262152, ESCONDIDO, CA 92026-2152

Mortgage

Document Number0000074066
DateFeb 26, 2018
Instrument74066
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1137 Rachel Cir was $3,101 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictEscondido Union Elementary School District (KG - 08)
Secondary School DistrictEscondido Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$285,161 (+2%) Land $118,653 Building $166,508
2025$3,101.00 Homeowner's exemption$279,571 Land $116,327 Building $163,244
2023$2,962.00 (+1.3%) Homeowner's exemption$268,717 Land $111,811 Building $156,906
2022$2,924.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1137 Rachel Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1980–1982)
Most Recent ClaimFeb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1137 Rachel Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALLECITOS WD
serves 114,700 people · EPA ID CA3710002
Water SourcePurchased surface water from several systems
Last State InspectionMar 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Spectrum.

Nearby Properties on Rachel Cir

Nearby Streets

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