1137 Copper Cottage Ln, Modesto, CA 95355 Property Records

Stanislaus County property record for 1137 Copper Cottage Ln, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,490 sqft · built 1994
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$343,000 (Mar 2019)
Tax Bill	$4,203 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`070-008-007-000`

Property Details

APN / Parcel Number

Primary APN	`070-008-007-000`
Alternative APNs	`0700807000` `0700807`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,490 sqft Living Area
1st Floor Area	1,490 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Wood
Lot Area	3,485 sqft (0.08 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1137 COPPER COTTAGE LN
City	MODESTO
State	CA
Zip	95355-8913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPER CREEK NO 1 BLK 1859 LOT 18
Legal Subdivision	COPPER CRK 01
Legal Block	1859
Legal Lot Number	18
Jurisdiction	STANISLAUS CA
Township / Civil Division	WATERFORD
Census Block Group	1
Census Block	1005
Census Tract	2803

Owner

1137 Copper Cottage Ln is owned and occupied by an individual who bought it in March 2019.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1137 COPPER COTTAGE LN, MODESTO, CA 95355-8913
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2019	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Mar 21, 2019	Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Oct 20, 2017	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2019 · Amount on File
Deed Sale	Mar 21, 2019 · Amount on File
Prior Sale	Sep 1, 1994 · Amount on File
Deed Document Number	201916779
Prior Transfer Date	May 20, 2005
Prior Transfer Doc	0000108389
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1137 COPPER COTTAGE LN, MODESTO, CA 95355-8913
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084561
Date	Dec 2, 2019
Instrument	2019-0084561

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Mar 21, 2019
Property Address	1137 COPPER COTTAGE LN, MODESTO, CA 95355-8913
Document Number	0000016779
Map Reference	MB 31 PG 83
Instrument Date	Mar 19, 2019
Instrument	2019-0016779
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1137 COPPER COTTAGE LN, MODESTO, CA 95355-8913

Mortgage

Document Number	0000016780
Date	Mar 21, 2019
Instrument	2019-0016780

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1137 COPPER COTTAGE LN, MODESTO, CA 95355-8913
Document Number	0000082112
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1137 COPPER COTTAGE LN MODESTO CA 953558913, MODESTO, CA 95355-8913

Mortgage

Document Number	0000082112
Date	Nov 6, 2017
Instrument	82112

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

The 2026 property tax bill for 1137 Copper Cottage Ln was $4,203, up 1.6% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Empire Union Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,203.00 (+1.62%)	$390,268 (+2%) Land $182,049 Building $208,219
2025	$4,136.00	$382,617 Land $178,480 Building $204,137
2023	$4,565.00 (+8.1%)	$367,761 Land $171,550 Building $196,211
2022	$4,223.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1137 Copper Cottage Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1137 Copper Cottage Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies.

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