1137 Black Jack Dr, Ardmore, OK 73401 Property Records

Carter County property record for 1137 Black Jack Dr, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,637 sqft · built 2022
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (May 2021)
Tax Bill	$4,667 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`86313`

Property Details

APN / Parcel Number

Primary APN	`86313`
Alternative APN	`1236-00-001-001-0-001-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,637 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	56,628 sqft (1.3 acres)
Garage Type	Attached
Garage Area	810 sqft
Porch	Slab
Porch Area	260 sqft
Balcony Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	86313
Street Address	1137 BLACK JACK DR
City	ARDMORE
State	OK
Zip	73401-5565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	STONE CREEK ESTATES III, BLK 1 LOT 1 (IRREG) & DRAINAGE AREA B (80X248.16)
Legal Range	02E
Legal Township	04S
Legal Section	18
Legal Subdivision	STONE CREEK ESTATES III
Legal Block	1
Legal Lot Number	1
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	3
Census Block	3025
Census Tract	892602

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1137 BLACK JACK DR, ARDMORE, OK 73401-5565
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage VISION BANK
Nov 10, 2022	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO
May 6, 2021	Warranty Deed, Construction Loan · Construction Mortgage VISION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2021 · Amount on Record
Deed Sale	May 6, 2021 · Amount on Record
Deed Document Number	20214886
Deed Book / Page	7038 / 262
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	1137 BLACK JACK DR, ARDMORE, OK 73401-5565
Transaction Type	Mortgage
Record Updated	Dec 18, 2023
Title Company	ARBUCKLE CLOSING AND ESCROW, ARBUCKLE CLOSING & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007277/253
Date	Sep 1, 2022
Book Page	7277/253
Instrument	I-2022-009908

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	1137 BLACK JACK DR, ARDMORE, OK 73401-5565
Transaction Type	Mortgage
Record Updated	Dec 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007165/60
Date	Jan 10, 2022
Book Page	7165/60
Instrument	I-2022-000339

Lender

Name	VISION BANK
Type	Bank
Address	ADA, OK 74821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 31, 2022

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	1137 BLACK JACK DR, ARDMORE, OK 73401-5565
Transaction Type	Mortgage
Record Updated	Dec 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1137 BLACK JACK DR, ARDMORE, OK 73401-5565

Mortgage

Document Number	0007310/34
Date	Nov 10, 2022
Book Page	7310/34
Instrument	I-2022-012809

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	GAINESVILLE, TX 76240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 2, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	May 6, 2021
Property Address	1137 BLACK JACK DR, ARDMORE, OK 73401-5565
Document Number	007038/262
Book / Page	7038 / 262
Instrument Date	May 4, 2021
Instrument	2021-004886
Transaction Type	Construction Loan
Record Updated	Dec 18, 2023
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Tax	$75.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1108 SAME CREEK PL, ARDMORE, OK 73401

Mortgage

Document Number	2021004887
Date	May 6, 2021
Instrument	2021-004887

Lender

Name	VISION BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 4, 2022

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,183 (+3%) Land $6,000 Building $43,183	$409,856 (-20.65%) Land $50,000 Building $359,856
2025	$4,667.00 (+4.95%) Homeowner's exemption	$47,750 (+6.09%) Land $6,000 Building $41,750	$516,524 (+37.71%) Land $50,000 Building $466,524
2023	$4,447.00	$45,009 Land $6,000 Building $39,009	$375,078 Land $50,000 Building $325,078

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 82% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Dobson Fiber, Verizon.

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