1137 3rd Ave, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1137 3rd Ave, Schenectady, NY 12303

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,126 sqft · built 1900
Lot Size	0.18 acres (7,875 sqft)
Owner	Individual Name on File
Last Sale	$53,500 (Sep 1997)
Tax Bill	$4,533 (2025)
Deeds & Mortgages	Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.46-5-17`

Property Details

APN / Parcel Number

Primary APN	`421500 49.46-5-17`
Alternative APN	`150004904600050170000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,126 sqft Total Area
1st Floor Area	1,150 sqft
2nd Floor Area	976 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	7,875 sqft (0.18 acres)
Lot Dimensions	150 ft deep x 52.5 ft wide
Garage Type	Mixed
Garage Area	280 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	452 sqft
Porch	Slab
Porch Area	180 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1137 3RD AVE
City	SCHENECTADY
State	NY
Zip	12303-1655
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD AND GARAGE
Legal Block	5
Legal Lot Number	17.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4004
Census Tract	21400

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.46-5-17

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1137 3RD AVE, SCHENECTADY, NY 12303-1655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 25, 1997 · Amount on Record
Deed Sale	Sep 25, 1997 · Amount on Record
Deed Book / Page	1524 / 362
Record Updated	Jun 08, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1137 3RD AVE, SCHENECTADY, NY 12303-1655
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1137 3RD AVE, SCHENECTADY, NY 12303-1655

Mortgage

Document Number	0000014611
Date	Mar 15, 2023
Book Page	5293/954
Instrument	202314611

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,533.00 (+13.5%)	$78,000 (-) Land $11,700 Building $66,300	$129,160 (+30.82%) Land $19,374 Building $109,786
2023		$78,000 (-) Land $11,700 Building $66,300	$98,734 (+3.8%) Land $14,810 Building $83,924
2022		$78,000 Land $11,700 Building $66,300	$95,122 Land $14,268 Building $80,854
2021	$3,994.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), as of January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930214004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 729 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY4600070, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.