DeSoto County property record for 11368 SW Lindsay Ter, Arcadia, FL 34269
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 2019 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Aug 2026) |
| Tax Bill | $243 (2024) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage May 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-39-23-0000-0107-0000 |
| Primary APN | 25-39-23-0000-0107-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Gross Area | 1,512 sqft |
| 1st Floor Area | 1,400 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Carport |
| Garage Area | 2,400 sqft |
| Carport | Carport |
| Carport Area | 2,400 sqft |
| Porch | Screened/Unfinished Porch |
|---|---|
| Porch Area | 16 sqft |
| Patio Area | 112 sqft |
| Shed | 1 Shed |
| Shed Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 11368 SW LINDSAY TER |
|---|---|
| City | ARCADIA |
| State | FL |
| Zip | 34269-3808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-5 |
| Legal Description | BEG NW COR OF SW1/4 OF NE1/4 TH S 0D28M13S W 480.59 FT TO POB TH CONT SAME LI 360.40 FT TH S 89D22M36S E 596.16 FT TO W R/W RR TH N 03D04M00S E ALG R/W 360.73 FT TH N 89D22M36S W 612.50 FT TO POB SUBJ TO 60 FT ESMT ON W INST:201614004610 |
| Legal Range | 23E |
| Legal Township | 39S |
| Legal Section | 25 |
| Legal Subdivision | EUGENE TURNER MINOR SE |
| Legal Tract | 0000 |
| Jurisdiction | DE SOTO FL |
| Township / Civil Division | ARCADIA WEST |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 10405 |
11368 SW Lindsay Ter is owned and occupied by two individuals who bought it in August 2026.
Source: DeSoto County records, as of August 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11368 SW LINDSAY TER, ARCADIA, FL 34269-3808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage JMAC LENDING |
| May 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU |
| May 16, 2020 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Dec 10, 2019 | Loan Modification, Mortgage MIDFLORIDA CU |
| Apr 30, 2019 | Deed of Trust, Mortgage MIDFLORIDA CU ISAOA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2026 · Amount on File |
| Deed Sale | Aug 6, 2026 · Amount on File |
| Prior Sale | Sep 23, 2016 · Amount on File |
| Deed Document Number | 20265343 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE SOTO FL |
| Recording Date | Aug 6, 2026 |
| Property Address | 11368 SW LINDSAY TER, ARCADIA, FL 34269-3808 |
| Document Number | 0000005343 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 20265343 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $335,825.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000005344, |
|---|---|
| Date | Aug 6, 2026 |
| Instrument | 20265344 |
| Name | JMAC LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.84% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE SOTO FL |
| Property Address | 11368 SW LINDSAY TER, ARCADIA, FL 34269-3808 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 11368 SW LINDSAY TER, ARCADIA, FL 34269-3808 |
| Document Number | 0014003560 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 202214003560 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Apr 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE SOTO FL |
| Property Address | 11368 SW LINDSAY TER, ARCADIA, FL 34269-3808 |
| Document Number | 0014002983 |
| Instrument Date | May 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11368 SW LINDSAY TER ARCADIA FL 342693808, ARCADIA, FL 34269-3808 |
| Document Number | 0014002983 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 14002983 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 25, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DE SOTO FL |
| Property Address | 11368 SW LINDSAY TER, ARCADIA, FL 34269-3808 |
| Document Number | 0014008081 |
| Instrument Date | Dec 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11368 SW LINDSAY TER ARCADIA FL 342693808, ARCADIA, FL 34269-3808 |
| Document Number | 0014008081 |
|---|---|
| Date | Dec 26, 2019 |
| Instrument | 14008081 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33803 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Dec 25, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE SOTO FL |
| Property Address | 11368 SW LINDSAY TER, ARCADIA, FL 34269-3808 |
| Document Number | 0014002822 |
| Instrument Date | Apr 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11368 SW LINDSAY TER ARCADIA FL 34269, ARCADIA, FL 34269 |
| Document Number | 0014002822 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 14002822 |
| Name | MIDFLORIDA CU ISAOA |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802-8008 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 29, 2049 |
Source: DeSoto County assessment roll, as of June 4, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $214,629 (+2.9%) | $303,063 (+2.62%) Land $75,000 Building $228,063 | |
| 2024 | $243.00 | $208,580 (+6.17%) | $295,320 (+4.99%) Land $75,000 Building $220,320 |
| 2023 | $243.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $196,458 (+2.34%) | $281,274 (+3.58%) Land $75,000 Building $206,274 |
| 2022 | $243.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $191,959 | $271,552 Land $75,000 Building $196,552 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 11368 SW Lindsay Ter in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 13 (1995–2022) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11368 SW Lindsay Ter is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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