Cayuga County and Cato Town property record for 11368 State Rte 176, Cato, NY 13033 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,820 sqft · built 2007 |
| Lot Size | 7.4 acres (322,344 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Apr 2011) |
| Tax Bill | $5,240 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Jan 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 052489 47.00-1-37.323 |
| Primary APN | 052489 47.00-1-37.323 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,820 sqft Living Area |
| 1st Floor Area | 1,820 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 322,344 sqft (7.4 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 572 sqft |
| Porch | Slab |
| Porch Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 11368 STATE ROUTE 176 |
|---|---|
| City | CATO |
| State | NY |
| Zip | 13033-3396 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SURVEY MAP OF LANDS OF DEAN D CUMMINS |
| Legal Block | 1 |
| Legal Lot Number | 37.323 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | CATO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 40201 |
Source: Cayuga County and Cato Town records · APN 052489 47.00-1-37.323
Assessment roll updated May 1, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11368 STATE ROUTE 176, CATO, NY 13033-3396 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 03, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jan 03, 2018 | Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 26, 2011 · Amount on Record |
| Deed Sale | Apr 26, 2011 · Amount on Record |
| Prior Sale | Aug 28, 2006 · Amount on Record |
| Deed Document Number | 2011115676 |
| Deed Book / Page | 1443 / 241 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 11368 STATE ROUTE 176, CATO, NY 13033-3396 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004217/156 |
|---|---|
| Date | May 03, 2022 |
| Book Page | 4217/156 |
| Instrument | 2022-213532 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 11368 STATE ROUTE 176, CATO, NY 13033-3396 |
| Document Number | 0035840116 |
| Book / Page | 003584 / 000116 |
| Instrument Date | Jan 03, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2018 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 11368 STATE ROUTE 176 CATO NY 130333396, CATO, NY 13033-3396 |
| Document Number | 0035840116 |
|---|---|
| Date | Jan 10, 2018 |
| Book Page | 003584/000116 |
| Instrument | 176672 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 09, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: Cayuga County and Cato Town records · Assessment roll updated May 1, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Cato Town |
| Unified School District | Cato-Meridian Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,240.00 (+2.83%) Homeowner's exemption | $160,000 (-) Land $25,900 Building $134,100 | $296,296 (+24.07%) Land $47,963 Building $248,333 |
| 2024 | $5,096.00 (+139.7%) | ||
| 2023 | $160,000 Land $25,900 Building $134,100 | $238,806 Land $38,657 Building $200,149 | |
| 2020 | $2,126.00 |
Source: FEMA National Flood Hazard Layer, Cayuga County (36011C), updated April 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures