11368 Royal Cir, Carmel, IN 46032 Property Records

Hamilton County property record for 11368 Royal Cir, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,956 sqft · built 1994
Lot Size0.56 acres (24,394 sqft)
Owner2 Individual Names on Record
Last Sale$723,520 (May 2026)
Tax Bill$5,983 (2024)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-13-04-001-018.000-018

Property Details

APN / Parcel Number

Primary APN29-13-04-001-018.000-018
Alternative APNs
  • 291304001018000034
  • 1713040001018000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area3,956 sqft Living Area
Gross Area5,667 sqft
1st Floor Area3,106 sqft
2nd Floor Area1,119 sqft
AtticAttic
Attic Area861 sqft
Basement Area1,413 sqft
Finished Basement850 sqft
Unfinished Basement563 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Construction TypeBrick
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area24,394 sqft (0.56 acres)
Lot Dimensions208 ft deep x 114 ft wide
Garage TypeAttached
Garage Area1,148 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address11368 ROYAL CIR
CityCARMEL
StateIN
Zip46032-8699
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .56, SECTION 4, TOWNSHIP 17, RANGE 3, SUTTON PLACE, SECTION 1, LOT 18
Legal Range03
Legal Township17
Legal Section04
Legal SubdivisionSUTTON PLACE SECTION 1
Legal Lot Number18
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2009
Census Tract111009

Owner

Source: Hamilton County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11368 ROYAL CIR, CARMEL, IN 46032-8699
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2026 · Amount on Record
Deed SaleMay 8, 2026 · Amount on Record
Prior SaleMar 1, 2007 · Amount on Record
Deed Document Number202620031
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateMay 8, 2026
Property Address11368 ROYAL CIR, CARMEL, IN 46032-8699
Document Number0000020031
Instrument DateMay 1, 2026
Instrument2026.20031
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11368 ROYAL CIR, CARMEL, IN 46032-8699
InvestorPossibly a Property Investor

Mortgage

Document Number0000020032,
DateMay 8, 2026
Instrument2026..20032
Lender
NameELEMENTS FINANCIAL FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$574,900 (+9.05%) Land $148,200 Building $426,700$574,900 (+9.05%) Land $148,200 Building $426,700
2024$5,983.00 (+26.25%)$527,200 (+19.87%) Land $148,200 Building $379,000$527,200 (+19.87%) Land $148,200 Building $379,000
2023$4,739.00 (+3.81%) Homeowner's exemption$439,800 (+9.68%) Land $148,200 Building $291,600$439,800 (+9.68%) Land $148,200 Building $291,600
2022$4,565.00 Homeowner's exemption$401,000 Land $103,400 Building $297,600$401,000 Land $103,400 Building $297,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

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