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11366 South St, Cato, NY 13033 Property Records

Cayuga County and Cato Town property record for 11366 South St, Cato, NY 13033

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,648 sqft · built 1875
Lot Size0.458 acres (19,956 sqft)
OwnerIndividual Name on Record
Last Sale$75,000 (Oct 2020)
Tax Bill$3,146 (2026)
Deeds & MortgagesJun 2026 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN052403 45.20-2-15

Property Details

APN / Parcel Number

Primary APN052403 45.20-2-15
Alternative APNs
  • 240304502000020150000000
  • 43021010

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,648 sqft Living Area
1st Floor Area1,024 sqft
2nd Floor Area624 sqft

Exterior

Year BuiltBuilt 1875
Effective Year BuiltEffective 1875
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area19,956 sqft (0.458 acres)
Lot Dimensions251 ft deep x 79.5 ft wide
PorchSlab
Porch Area121 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number43021010
Street Address11366 SOUTH ST
CityCATO
StateNY
Zip13033-4229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSM 97-171
Legal Block2
Legal Lot Number15.000
JurisdictionCAYUGA NY
Township / Civil DivisionCATO
Census Block Group3
Census Block3002
Census Tract40201

Owner

Source: Cayuga County and Cato Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 134, CATO, NY 13033-0134
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2026Deed of Trust, Mortgage · Conventional Mortgage
EMPOWER FEDERAL CREDIT UNION
Oct 13, 2020Deed of Trust, Mortgage
EMPOWER FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2020 · Amount on Record
Deed SaleOct 29, 2020 · Amount on Record
Prior SaleSep 25, 1997 · Amount on Record
Deed Document Number2020199269
Deed Book / Page3947 / 269
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAYUGA NY
Recording DateJun 5, 2026
Property Address11366 SOUTH ST, CATO, NY 13033-4229
Document Number0000243596
Book / Page4743 / 135
Instrument DateMay 19, 2026
Instrument2026243596
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address11366 SOUTH ST, CATO, NY 13033-4229

Mortgage

Document Number0000243596,
DateJun 5, 2026
Book Page4743/135
Instrument2026243596
Lender
NameEMPOWER FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 24, 2041
Interest
Rate TypeFixed Rate
Rate5.58%
Initial TypeFixed Rate
Max Rate-1%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAYUGA NY
Property Address11366 SOUTH ST, CATO, NY 13033-4229
Document Number0039470273
Instrument DateOct 13, 2020
Transaction TypeMortgage
Record UpdatedDec 7, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 N MAIN ST #A6 SYRACUSE NY 132122350, A6, SYRACUSE, NY 13212-2350

Mortgage

Document Number0039470273
DateOct 29, 2020
Book Page003947/000273
Instrument199270
Lender
NameEMPOWER FCU
AddressSYRACUSE, NY 13212
Agreement
AmountAmount Recorded
Term360 Months
DueOct 28, 2050

Tax Assessment & Valuation

Source: Cayuga County and Cato Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
County SubdivisionCato Town
MunicipalityCato Village
Unified School DistrictCato-Meridian Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,146.00 (+4.1%)
2025$3,022.00 (+2.75%)$73,000 (-) Land $8,300 Building $64,700$135,185 (+24.07%) Land $15,370 Building $119,815
2024$2,941.00 (+549.23%)
2023$73,000 Land $8,300 Building $64,700$108,955 Land $12,388 Building $96,567
2020$453.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCATO VILLAGE
serves 601 people · EPA ID NY0501715
Water SourceGroundwater
Last State InspectionOct 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier.

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