11361 Lorena Ln, El Cajon, CA 92020 Property Records

San Diego County property record for 11361 Lorena Ln, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,647 sqft · built 1959
Lot Size	0.59 acres (25,700 sqft)
Owner	Company Name on Record
Last Sale	$500,000 (Dec 2012)
Tax Bill	$8,390 (2025)
Deeds & Mortgages	Feb 2024 Reverse Mortgage Apr 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`498-072-02-00`

Property Details

APN / Parcel Number

Primary APN	`498-072-02-00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Building Area	2,647 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	25,700 sqft (0.59 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	11361 LORENA LN
City	EL CAJON
State	CA
Zip	92020-8234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 28 TR 003565
Legal Subdivision	SHADOW HILLS
Legal Tract	003565
Legal Block	2
Legal Lot Number	28
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	15403

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11361 LORENA LN, EL CAJON, CA 92020-8234
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Apr 5, 2021	Intrafamily Transfer, Transfer
Apr 5, 2021	Intrafamily Transfer, Transfer
Jun 22, 2017	Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2012 · Amount on Record
Deed Sale	Dec 7, 2012 · Amount on Record
Deed Document Number	2012768620
Last Transfer Date	Mar 15, 2021
Transfer Doc	0000261814
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11361 LORENA LN, EL CAJON, CA 92020-8234
Transaction Type	Mortgage
Record Updated	Mar 4, 2024
Title Company	FC TITLE, FNC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11361 LORENA LN, EL CAJON, CA 92020-8234

Mortgage

Document Number	0000044745
Date	Feb 22, 2024
Instrument	2024-0044745

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.33%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.3%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 5, 2021
Property Address	11361 LORENA LN, EL CAJON, CA 92020-8234
Document Number	0000261814
Map Reference	MAP 003565
Instrument Date	Mar 15, 2021
Instrument	2021-0261814
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11361 LORENA LN, EL CAJON, CA 92020-8234

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 5, 2021
Property Address	11361 LORENA LN, EL CAJON, CA 92020-8234
Document Number	0000261815
Map Reference	MAP 003565
Instrument Date	Mar 15, 2021
Instrument	2021-0261815
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	11361 LORENA LN, EL CAJON, CA 92020-8234

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11361 LORENA LN, EL CAJON, CA 92020-8234
Document Number	0000291148
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 6, 2017
Title Company	CALIFORNIA MEMBERS TITLE INSURANCE C, CALIFORNIA MEMBERS TITLE INS C

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	11361 LORENA LN EL CAJON CA 920208234, EL CAJON, CA 92020-8234

Mortgage

Document Number	0000291148
Date	Jun 28, 2017
Instrument	291148

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91209-9100

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$734,790 (+2%) Land $226,084 Building $508,706
2025	$8,390.00 (-0.62%) Homeowner's exemption	$720,383 (+4.04%) Land $221,651 Building $498,732
2024	$8,442.00 (+2.68%)
2023	$8,222.00 (+1.61%) Homeowner's exemption	$692,411 Land $213,045 Building $479,366
2022	$8,092.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1983–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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