1136 Coldspring Rd, Elgin, IL 60120 Property Records

Cook County property record for 1136 Coldspring Rd, Elgin, IL 60120

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,565 sqft · built 1990
Lot Size0.076 acres (3,316 sqft)
OwnerIndividual Name on Record
Last Sale$257,000 (Oct 2022)
Tax Bill$6,476 (2023)
Deeds & MortgagesOct 2022 Sale & Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-07-405-054

Property Details

APN / Parcel Number

Primary APN06-07-405-054
Alternative APN
  • 06-07-405-054-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,565 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1991
Architectural StyleModern
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area3,316 sqft (0.076 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1136 COLDSPRING RD
CityELGIN
StateIL
Zip60120-5102
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionS2 S07 T41N R09E 3P
Legal Range9E
Legal Township41N
Legal Section07
Legal SubdivisionCOBBLERS CROSSING UNIT 03
Legal Lot Number24
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group4
Census Block4014
Census Tract804403

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address33 LAKESIDE DR, SOUTH BARRINGTON, IL 60010-5312
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2022Warranty Deed, Transfer · Commercial Mortgage
GARY BRUNET
Oct 23, 2017Warranty Deed, Transfer · VA Mortgage
LAND HM FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2022 · Amount on Record
Deed SaleOct 12, 2022 · Amount on Record
Prior SaleOct 23, 2017 · Amount on Record
Deed Document Number202228198
Prior Transfer DateMay 19, 1994
Prior Transfer Doc0000000249
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateOct 12, 2022
Property Address1136 COLDSPRING RD, ELGIN, IL 60120-5102
Document Number0028528198
Map ReferenceDOC 89328812
Instrument DateAug 26, 2022
Instrument2228528198
Transaction TypeTransfer
Record UpdatedOct 24, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$257.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1136 COLDSPRING RD, ELGIN, IL 60120-5102

Mortgage

Document Number0028528199
DateOct 12, 2022
Instrument2228528199
Lender
NameGARY BRUNET
TypePrivate Party
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term179 Months
DueSep 8, 2037

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateOct 23, 2017
Property Address1136 COLDSPRING RD, ELGIN, IL 60120-5102
Document Number1729612072
Instrument DateOct 17, 2017
Instrument29612072
Transaction TypeTransfer
Record UpdatedAug 27, 2018
Title CompanyATTORNEY'S TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$185.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address97 ORRINGTON CT SCHAUMBURG IL 601732117, SCHAUMBURG, IL 60173-2117

Mortgage

Document Number1729612073
DateOct 23, 2017
Instrument29612073
Lender
NameLAND HM FIN'L
TypeFunding / Finance Company
AddressCONCORD, CA 94520
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 22, 2047
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$27,000 (+20.01%) Land $3,648 Building $23,352$270,000 (+20.01%) Land $36,480 Building $233,520
2023$6,476.00 (+21.36%)
2022$5,336.00 Homeowner's exemption$22,498 Land $3,498 Building $19,000$224,980 Land $34,980 Building $190,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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