1136 Cedar Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1136 Cedar Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	2,957 sqft · built 1980
Lot Size	1.23 acres (53,579 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,898 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Mar 2021 Refinance
APN	`0470000000295`

Property Details

APN / Parcel Number

Primary APN	`0470000000295`

Interior

Stories	20 Stories
Building Area	2,957 sqft Living Area
1st Floor Area	782 sqft
Attic	Attic
Attic Area	180 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Lot Area	53,579 sqft (1.23 acres)

Exterior Amenities

Pool Area	420 sqft
Porch	Open Porch
Porch Area	58 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1136 CEDAR RD
City	CHESAPEAKE
State	VA
Zip	23322-7102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M1: LIGHT
Legal Description	PT PAR 1 RESUB CHES 1ST & CH & MID ATLANTIC 1.23AC
Legal Subdivision	CEDAR ROAD CORRIDOR
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2002
Census Tract	21005

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1136 CEDAR RD, CHESAPEAKE, VA 23322-7102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Deed of Trust, Mortgage · Line of Credit 1ST ADVANTAGE FEDERAL CREDIT UNION
Mar 31, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC COAST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1136 CEDAR RD, CHESAPEAKE, VA 23322-7102
Transaction Type	Mortgage
Record Updated	Dec 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10623/1621
Date	Dec 9, 2022
Book Page	10623/1621
Instrument	220035965

Lender

Name	1ST ADVANTAGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 21, 2052

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1136 CEDAR RD, CHESAPEAKE, VA 23322-7102
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010343/953
Date	Mar 31, 2021
Book Page	10343/953
Instrument	210015004

Lender

Name	ATLANTIC COAST MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.88%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$725,200 (+6.18%) Land $541,800 Building $183,400	$725,200 (+6.18%) Land $541,800 Building $183,400
2025	$6,898.00 (+12.07%)	$683,000 (+10.54%) Land $509,900 Building $173,100	$683,000 (+10.54%) Land $509,900 Building $173,100
2023		$617,900 (+1.68%) Land $430,500 Building $187,400	$617,900 (+1.68%) Land $430,500 Building $187,400
2022		$607,700 Land $430,500 Building $177,200	$607,700 Land $430,500 Building $177,200
2019	$6,155.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 253 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	253 in force
Nearby Flood Claims	63 (1978–2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Irene, Aug 2011 · 9 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 9 claims Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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