1136 Carter Rd, Midland, MI 48642 Property Records

Bay County property record for 1136 Carter Rd, Midland, MI 48642

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,060 sqft · built 2010
Lot Size2.3 acres (100,188 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Jul 2022)
Tax Bill$3,438 (2025)
Deeds & MortgagesSep 2023 Transfer
Jul 2022 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN020-017-200-015-09

Property Details

APN / Parcel Number

Primary APN020-017-200-015-09
Alternative APN
  • 0902001720001503

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,060 sqft Living Area
1st Floor Area2,060 sqft
Basement Area2,060 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleRanch
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area100,188 sqft (2.3 acres)
Lot Width200 ft Width
Garage Area1,788 sqft
DrivewayPaver Driveway
Parking Spaces6 Parking Spaces

Exterior Amenities

PorchSlab
Deck AreaDeck Area
Lean-To200 sqft
SaunaSauna

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1136 CARTER RD
CityMIDLAND
StateMI
Zip48642-9615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG @ PT ON E SEC LN N 1117.03 FT FROM E 1/4 POST SEC 17, TH N 200 FT, TH ALG N 1/8 LN N89?47'30"W 500 FT, TH S 200 FT, TH
JurisdictionBAY MI
Township / Civil DivisionBEAVER
Census Block Group2
Census Block2023
Census Tract286101

Owner

Source: Bay County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1136 CARTER RD, MIDLAND, MI 48642-9615
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2023Intrafamily Transfer, Transfer
Jul 14, 2022Warranty Deed, Transfer · Conventional Mortgage
DOW CHEMICAL EMPLOYEES CU
Sep 10, 2019Quit Claim Deed, Mortgage · Conventional with PMI
DOW CHEMICAL EMPS CU
Jul 24, 2018Deed of Trust, Mortgage · Conventional with PMI
DOW CHEMICAL EMPS CU
Oct 13, 2017Warranty Deed, Transfer · Conventional Mortgage
1ST STATE BANK
Jan 6, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 14, 2022 · Amount on Record
Deed SaleJul 14, 2022 · Amount on Record
Prior SaleJan 29, 2014 · Amount on Record
Deed Document Number202210247
Last Transfer DateSep 19, 2023
Transfer Doc0000010640
Record UpdatedOct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBAY MI
Recording DateSep 21, 2023
Property Address1136 CARTER RD, MIDLAND, MI 48642-9615
Document Number0000010640
Instrument DateSep 19, 2023
Instrument202310640
Transaction TypeTransfer
Record UpdatedOct 6, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address1136 CARTER RD, MIDLAND, MI 48642-9615

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateJul 14, 2022
Property Address1136 CARTER RD, MIDLAND, MI 48642-9615
Document Number0000010247
Instrument DateJul 11, 2022
Instrument202210247
Transaction TypeTransfer
Record UpdatedOct 10, 2022
Title CompanyCROSSROADS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1136 CARTER RD, 1136, MIDLAND, MI 48642-9615

Transferred To (Grantee/Buyer)

NameVerified Name
Address4517 JEFFERSON AVE, MIDLAND, MI 48640-3515

Mortgage

Document Number0000010248
DateJul 14, 2022
Instrument202210248
Lender
NameDOW CHEMICAL EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

September 2019: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionBAY MI
Recording DateSep 10, 2019
Property Address1136 CARTER RD, MIDLAND, MI 48642-9615
Document Number0000012486
Instrument DateAug 30, 2019
Instrument12486
Transaction TypeMortgage
Record UpdatedNov 5, 2019
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1136 CARTER RD MIDLAND MI 486429615, MIDLAND, MI 48642-9615

Mortgage

Document Number12487
DateSep 10, 2019
Instrument12487
Lender
NameDOW CHEMICAL EMPS CU
TypeCredit Union
AddressMIDLAND, MI 48641-1649
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 9, 2049

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address1136 CARTER RD, MIDLAND, MI 48642-9615
Document Number0000010547
Instrument DateJul 24, 2018
Transaction TypeMortgage
Record UpdatedOct 26, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1136 CARTER RD MIDLAND MI 486429615, MIDLAND, MI 48642-9615

Mortgage

Document Number0000010547
DateAug 1, 2018
Instrument10547
Lender
NameDOW CHEMICAL EMPS CU
TypeCredit Union
AddressMIDLAND, MI 48641-1649
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 31, 2048

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateOct 13, 2017
Property Address1136 CARTER RD, MIDLAND, MI 48642-9615
Document Number0032440229
Book / Page3244 / 229
Instrument DateOct 6, 2017
Instrument3244-229
Transaction TypeTransfer
Record UpdatedJul 15, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1136 CARTER RD, 1136, MIDLAND, MI 48642-9615

Transferred To (Grantee/Buyer)

NameVerified Name
Address1561 FROMM DR, SAGINAW, MI 48638-4407

Mortgage

Document Number3244230
DateOct 13, 2017
Instrument3244-230
Lender
Name1ST STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address1136 CARTER RD, MIDLAND, MI 48642-9615
Document Number0031940867
Book / Page003194 / 000867
Instrument DateJan 6, 2017
Transaction TypeMortgage
Record UpdatedMay 3, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address1136 CARTER RD MIDLAND MI 486429615, MIDLAND, MI 48642-9615

Mortgage

Document Number0031940867
DateJan 12, 2017
Book Page003194/000867
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 11, 2047

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
County SubdivisionBeaver Township
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026Homeowner's exemption$202,300 (+14.49%)$404,600 (+14.49%)
2025$3,438.00 (-12.39%) Homeowner's exemption$176,700 (+23.05%)$353,400 (+23.05%)
2023$143,600$287,200
2022$3,924.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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