11357 Ragan Way, Grass Valley, CA 95949 Property Records

Nevada County property record for 11357 Ragan Way, Grass Valley, CA 95949

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,863 sqft · built 2005
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Jun 2011)
Tax Bill	$5,182 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023-520-002-000`

Property Details

APN / Parcel Number

Primary APN	`023-520-002-000`
Alternative APN	`23-520-02-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,863 sqft Living Area
1st Floor Area	1,322 sqft
Basement Area	541 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Traditional
Lot Area	21,780 sqft (0.5 acres)
Terrain	Steep
View / Lot	Average
Garage Type	Attached
Garage Area	558 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	1,100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Old Parcel Number	23-520-02-000
Street Address	11357 RAGAN WAY
City	GRASS VALLEY
State	CA
Zip	95949-6725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-X
Legal Description	LOT 27 ALTA SIERRA ESTS #20
Legal Subdivision	ALTA SIERRA ESTS #20
Legal Lot Number	27
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	3
Census Block	3000
Census Tract	102

Owner

11357 Ragan Way is owned and occupied by two individuals who bought it in June 2011.

Source: Nevada County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11357 RAGAN WAY, GRASS VALLEY, CA 95949-6725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE COMPANY
Aug 30, 2023	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2011 · Amount on File
Deed Sale	Jun 30, 2011 · Amount on File
Prior Sale	Apr 24, 2003 · Amount on File
Deed Document Number	201115405
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Recording Date	Sep 30, 2026
Property Address	11357 RAGAN WAY, GRASS VALLEY, CA 95949-6725
Document Number	0000015688
Instrument Date	Sep 25, 2026
Instrument	202615688
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11357 RAGAN WAY, GRASS VALLEY, CA 95949-6725

Mortgage

Document Number	0000015688,
Date	Sep 30, 2026
Instrument	202615688

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Aug 30, 2023
Property Address	11357 RAGAN WAY, GRASS VALLEY, CA 95949-6725
Document Number	0000012036
Map Reference	MB 3 PG 45
Instrument Date	Aug 15, 2023
Instrument	20230012036
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	11357 RAGAN WAY, GRASS VALLEY, CA 95949-6725

Mortgage

Document Number	0000012037
Date	Aug 30, 2023
Instrument	20230012037

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 11357 Ragan Way was $5,182 with a homeowner's exemption.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Secondary School District	Nevada Joint Union High School District (09 - 12)
Elementary School District	Pleasant Ridge Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$537,384 (+1.81%) Land $104,040 Building $433,344
2025	$5,182.00 Homeowner's exemption	$527,850 Land $102,000 Building $425,850
2023	$3,138.00 (+2.15%) Homeowner's exemption	$283,215 Land $84,961 Building $198,254	$455,310
2022	$3,072.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11357 Ragan Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11357 Ragan Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEVADA ID - LOMA RICA serves 14,072 people · EPA ID CA2910006
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25
Cal.net Fixed Wireless	100 / 20

May also be available: DigitalPath.

Cell Coverage

5G and 4G LTE (outdoors only)

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