11357 1st Ave, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 11357 1st Ave, Punta Gorda, FL 33955

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 962 sqft · built 1975
Lot Size	0.366 acres (15,974 sqft)
Owner	Individual Name on Record
Last Sale	$152,900 (Jan 2019)
Tax Bill	$913 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2019 Sale & Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`41-23-34-330-002`

Property Details

APN / Parcel Number

Primary APN	`41-23-34-330-002`
Alternative APNs	`0098159-000000-3` `10004714697`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	962 sqft Living Area
Gross Area	1,514 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1975
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	15,974 sqft (0.366 acres)
Garage Area	312 sqft
Driveway	Driveway
Driveway Area	1 sqft

Exterior Amenities

Porch	Porch
Porch Area	240 sqft
Shed	1 Shed
Shed Area	420 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004714697
Old Parcel Number	00981590000003
Street Address	11357 1ST AVE
City	PUNTA GORDA
State	FL
Zip	33955-1370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF5
Legal Description	SPG 001 0000 1584 SOUTH PUNTA GORDA HEIGHTS 1ST ADD LTS 1584 1585 1586 & 1587 450/973 DC610/1997 822/845 DC3381-
Legal Range	23E
Legal Township	41S
Legal Section	34
Legal Subdivision	PUNTA GORDA
Legal Lot Number	1584 1585
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2034
Census Tract	10505

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	11357 1ST AVE, PUNTA GORDA, FL 33955-1370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 18, 2019	Warranty Deed, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO
Jul 27, 2018	Trustee's Deed, Foreclosure Foreclosure Auction
Jan 16, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2019 · Amount on Record
Deed Sale	Jan 18, 2019 · Amount on Record
Prior Sale	Jul 27, 2018 · Amount on Record
Deed Document Number	2677565
Deed Book / Page	4398 / 1308
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	11357 1ST AVE, PUNTA GORDA, FL 33955-1370
Transaction Type	Mortgage
Record Updated	Jan 19, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11357 1ST AVE, PUNTA GORDA, FL 33955-1370

Mortgage

Document Number	0048221331
Date	Aug 12, 2021
Book Page	4822/1331
Instrument	2984395

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Feb 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jan 18, 2019
Property Address	11357 1ST AVE, PUNTA GORDA, FL 33955-1370
Document Number	0043981308
Book / Page	4398 / 1308
Map Reference	MB 5 PG 17A-17C
Instrument Date	Dec 31, 2018
Instrument	2677565
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	OMEGA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,070.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	633 TOLEDO RD, 633, NORTH PORT, FL 34287-1138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11357 1ST AVE, PUNTA GORDA, FL 33955-1370

Mortgage

Document Number	0002677566
Date	Jan 18, 2019
Instrument	2677566

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 27, 2018
Property Address	11357 1ST AVE, PUNTA GORDA, FL 33955-1370
Document Number	0043420125
Book / Page	004342 / 000125
Instrument Date	Jun 12, 2018
Instrument	2633059
Transaction Type	Foreclosure
Record Updated	Aug 13, 2018

Transaction

Amount	Amount Recorded
Tax	$515.90
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 TOLEDO RD NORTH PORT FL 342871138, NORTH PORT, FL 34287-1138

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jan 16, 2018
Property Address	11357 1ST AVE, PUNTA GORDA, FL 33955-1370
Document Number	0042730191
Book / Page	004273 / 000191
Instrument Date	Jan 16, 2018
Instrument	2579570
Transaction Type	Transfer
Record Updated	Mar 6, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	11357 1ST AVE PUNTA GORDA FL 339551370, PUNTA GORDA, FL 33955-1370

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$913.00 (-50.94%) Homeowner's exemption	$100,570 (+35.93%)	$132,934 (+20.32%) Land $34,000 Building $98,934
2023	$1,861.00 (-9.92%) Homeowner's exemption	$73,989 (-19.69%)	$110,481 (-21.34%) Land $11,000 Building $99,481
2022	$2,066.00 Homeowner's exemption	$92,125	$140,457 Land $7,650 Building $132,807

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 269 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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