11355 Riddle Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 11355 Riddle Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,215 sqft · built 2004
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$186,700 (Jan 2019)
Tax Bill	$4,010 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5090-0588-0100`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5090-0588-0100`
Alternative APNs	`00447412` `447412`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,215 sqft Living Area
1st Floor Area	1,120 sqft
Upper Floors Area	1,095 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	21 sqft
Patio Area	476 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00447412
Street Address	11355 RIDDLE DR
City	SPRING HILL
State	FL
Zip	34609-3443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 9 BLK 588 LOT 10
Legal Range	18E
Legal Township	23S
Legal Section	20
Legal Subdivision	SPRING HILL UN 9
Legal Block	588
Legal Lot Number	10
Legal Unit	9
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2020
Census Tract	41106

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11355 RIDDLE DR, SPRING HILL, FL 34609-3443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Dec 6, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jan 24, 2019	Warranty Deed, Transfer · FHA Mortgage SYNOVUS MORTGAGE CORP
Jul 25, 2018	Grant Deed, Transfer STEWART TITLE
Apr 10, 2018	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2019 · Amount on Record
Deed Sale	Jan 24, 2019 · Amount on Record
Prior Sale	Jul 25, 2018
Deed Document Number	0036641048
Deed Book / Page	3664 / 1048
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	11355 RIDDLE DR, SPRING HILL, FL 34609-3443
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11355 RIDDLE DR, SPRING HILL, FL 34609-3443

Mortgage

Document Number	0046161942
Date	Oct 1, 2025
Book Page	4616/1942
Instrument	2025068748

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Nov 1, 2065

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	11355 RIDDLE DR, SPRING HILL, FL 34609-3443
Transaction Type	Mortgage
Record Updated	Jan 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11355 RIDDLE DR, SPRING HILL, FL 34609-3443

Mortgage

Document Number	0040950252
Date	Dec 6, 2021
Book Page	4095/252
Instrument	2021091645

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 24, 2019
Property Address	11355 RIDDLE DR, SPRING HILL, FL 34609-3443
Document Number	0036641048
Book / Page	3664 / 1048
Map Reference	MB 8 PG 38-53
Instrument Date	Jan 24, 2019
Instrument	2019005000
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	STEWART TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,306.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	180 N STETSON AVE STE 3650, 180, CHICAGO, IL 60601-6709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11355 RIDDLE DR, SPRING HILL, FL 34609-3443

Mortgage

Document Number	2019005001
Date	Jan 24, 2019
Instrument	2019005001

Lender

Name	SYNOVUS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 25, 2018
Property Address	11355 RIDDLE DR, SPRING HILL, FL 34609-3443
Document Number	0036061950
Book / Page	003606 / 001950
Instrument Date	Jul 13, 2018
Instrument	45027
Transaction Type	Transfer
Record Updated	Aug 10, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	180 N STETSON AVE #3650 CHICAGO IL 606016709, 3650, CHICAGO, IL 60601-6709

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 10, 2018
Property Address	11355 RIDDLE DR, SPRING HILL, FL 34609-3443
Document Number	0035710611
Book / Page	003571 / 000611
Instrument Date	Apr 9, 2018
Instrument	21114
Transaction Type	Transfer
Record Updated	May 24, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$1,190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	180 N STETSON AVE #3650 CHICAGO IL 606016709, 3650, CHICAGO, IL 60601-6709
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,010.00 (+6.59%)	$263,548 (+21%)	$303,108 (+4.68%) Land $39,900 Building $263,208
2023		$217,808 (-16.51%) Land $217,808
2022	$3,762.00	$260,876 Land $22,325 Building $238,551	$289,555 Land $27,550 Building $262,005

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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