11353 Harding Rd, Laurel, MD 20723 Property Records

Howard County property record for 11353 Harding Rd, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,750 sqft · built 2005
Lot Size	0.39 acres (17,000 sqft)
Owner	Individual Name on Record
Last Sale	$950,000 (Apr 2022)
Tax Bill	$13,027 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-399762`

Property Details

APN / Parcel Number

Primary APN	`06-399762`
Alternative APNs	`6399762` `399762`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,750 sqft Total Area
Basement Area	1,471 sqft
Finished Basement	1,471 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,000 sqft (0.39 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	399762
Street Address	11353 HARDING RD
City	LAUREL
State	MD
Zip	20723-2041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 2 17,000 SQ' 11353 HARDING RD R/W BELINDA PROPERTY
Legal Subdivision	BELINDA PROP
Legal Lot Number	2
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1017
Census Tract	606805

Owner

Source: Howard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11353 HARDING RD, LAUREL, MD 20723-2041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2022 · Amount on Record
Deed Sale	Apr 22, 2022 · Amount on Record
Prior Sale	Oct 1, 2004 · Amount on Record
Deed Book / Page	21477 / 1
Record Updated	Sep 20, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Apr 22, 2022
Property Address	11353 HARDING RD, LAUREL, MD 20723-2041
Document Number	0214770001
Book / Page	21477 / 1
Map Reference	PL 16374
Instrument Date	Apr 15, 2022
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	BAYVILLE TITLE AND ESCROW LLC, BAYLINE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$16,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	11353 HARDING RD, LAUREL, MD 20723-2041

Mortgage

Document Number	0000214777
Date	Apr 22, 2022
Instrument	21477/7

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Howard County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$916,133 (+5.65%)	$1,014,200 (+16.96%) Land $298,000 Building $716,200
2025	$13,027.00 (+57.56%) Homeowner's exemption	$867,100 (+11.37%) Land $248,000 Building $619,100	$867,100 (-) Land $248,000 Building $619,100
2023		$778,567	$867,100 Land $248,000 Building $619,100
2022	$8,268.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20