11350 Mount Eden Rd, Waddy, KY 40076 Property Records

Shelby County property record for 11350 Mount Eden Rd, Waddy, KY 40076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,897 sqft
Lot Size	1.35 acres (59,111 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,000 (Jul 2017)
Tax Bill	$2,321 (2025)
Deeds & Mortgages	Jan 2023 Second Mortgage Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`065-00-007A`

Property Details

APN / Parcel Number

Primary APN	`065-00-007A`
Alternative APN	`0045922`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,897 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	59,111 sqft (1.35 acres)
Garage Type	Mixed
Garage Area	594 sqft
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	0045922
Street Address	11350 MOUNT EDEN RD
City	WADDY
State	KY
Zip	40076-6175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LORENA C SHELBURNE TR 1/2
Legal Subdivision	LORENA C SHELBURNE
Legal Tract	1
Legal Lot Number	2,1
Jurisdiction	SHELBY KY
Township / Civil Division	HARRISONVILLE
Census Block Group	1
Census Block	1035
Census Tract	40101

Owner

Source: Shelby County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11350 MOUNT EDEN RD, WADDY, KY 40076-6175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMONWEALTH CREDIT UNION
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage L&N FCU
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage L&N FCU
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage L&N FCU
Nov 20, 2017	Deed of Trust, Mortgage · Line of Credit L&N FCU
Jul 17, 2017	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2017 · Amount on Record
Deed Sale	Jul 17, 2017 · Amount on Record
Deed Document Number	2017432532
Deed Book / Page	0626 / 315
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	11350 MOUNT EDEN RD, WADDY, KY 40076-6175
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1302/361
Date	Jan 24, 2023
Book Page	M1302/361
Instrument	494132

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2038

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	11350 MOUNT EDEN RD, WADDY, KY 40076-6175
Transaction Type	Mortgage
Record Updated	Apr 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1217/154
Date	Apr 8, 2021
Book Page	M1217/154
Instrument	471483

Lender

Name	L&N FCU
Type	Credit Union
Address	FRANKFORT, KY 40604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	11350 MOUNT EDEN RD, WADDY, KY 40076-6175
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1139/102
Date	Dec 23, 2019
Book Page	M1139/102
Instrument	456201

Lender

Name	L&N FCU
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2035

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	11350 MOUNT EDEN RD, WADDY, KY 40076-6175
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1139/086
Date	Dec 23, 2019
Book Page	M1139/086
Instrument	456200

Lender

Name	L&N FCU
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	11350 MOUNT EDEN RD, WADDY, KY 40076-6175
Transaction Type	Mortgage
Record Updated	Dec 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 436026
Date	Nov 20, 2017
Book Page	M1064/185
Instrument	436026

Lender

Name	L&N FCU
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY KY
Recording Date	Jul 17, 2017
Property Address	11350 MOUNT EDEN RD, WADDY, KY 40076-6175
Document Number	0D0626/315
Book / Page	D0626 / 315
Instrument Date	Jul 13, 2017
Instrument	432532
Transaction Type	Transfer
Record Updated	Jan 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5483 TAYLORSVILLE RD, 5483, FINCHVILLE, KY 40022-6773

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11350 MOUNT EDEN RD, WADDY, KY 40076-6175

Mortgage

Document Number	0000432533
Date	Jul 17, 2017
Instrument	432533

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of February 17, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,321.00 (-2.36%)	$207,000 (-)	$207,000 (-)
2023	$2,377.00	$207,000	$207,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAYLORSVILLE WATER WORKS serves 22,286 people · EPA ID KY1080425
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bluegrass Fiber Fixed Wireless	250 / 50
All Points Broadband Fixed Wireless	10 / 1

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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