1135 W Cedar St, Cherokee, IA 51012 Property Records

Cherokee County property record for 1135 W Cedar St, Cherokee, IA 51012

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 829 sqft · built 1900
Lot Size0.207 acres (9,000 sqft)
OwnerIndividual Name on Record
Last Sale$20,000 (Apr 2005)
Tax Bill$686 (2026)
Deeds & MortgagesOct 2010 Mortgage
Apr 2005 Foreclosure
Flood ZoneZone X (minimal risk)
APN0728479002

Property Details

APN / Parcel Number

Primary APN0728479002

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms5 Rooms
Stories1 Story
Building Area829 sqft Living Area
1st Floor Area829 sqft
Basement Area829 sqft
Unfinished Basement829 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,000 sqft (0.207 acres)
Lot Dimensions150 ft deep x 60 ft wide
Garage TypeMixed
Garage Area786 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area252 sqft
Deck Area140 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address1135 W CEDAR ST
CityCHEROKEE
StateIA
Zip51012-1538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 BLK 2 BURROUGHS WEST ADD 7699
Legal SubdivisionBURROUGHS WEST ADD
Legal Block2
Legal Lot Number10
JurisdictionCHEROKEE IA
Township / Civil DivisionCHEROKEE
Census Block Group2
Census Block2006
Census Tract80102

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1135 W CEDAR ST, CHEROKEE, IA 51012-1538
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2010Deed of Trust, Mortgage · Conventional Mortgage
CHEROKEE STATE BANK
Apr 18, 2005Legal Action/Court Order, Foreclosure · Conventional Mortgage
CHEROKEE STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 18, 2005 · Amount on Record
Deed SaleApr 18, 2005 · Amount on Record
Deed Document Number2005729
Deed Book / Page2005 / 729
Record UpdatedOct 29, 2026

October 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE IA
Property Address1135 W CEDAR ST, CHEROKEE, IA 51012-1538
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02010/1687
DateOct 11, 2010
Book Page2010/1687
Instrument2010 1687
Lender
NameCHEROKEE STATE BANK
TypeNon-Lending Institution
AddressCHEROKEE, IA 51012
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueOct 1, 2017

April 2005: Legal Action/Court Order, Foreclosure

Document TypeLegal Action/Court Order
JurisdictionCHEROKEE IA
Recording DateApr 18, 2005
Property Address1135 W CEDAR ST, CHEROKEE, IA 51012-1538
Document Number002005/729
Book / Page2005 / 729
Instrument DateApr 15, 2005
Instrument05-0729
Transaction TypeForeclosure
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$31.20
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address915 1/2 HARRIS ST, CHEROKEE, IA 51012

Mortgage

Document Number0000050730
DateApr 18, 2005
Instrument05-0730
Lender
NameCHEROKEE STATE BANK
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueMar 1, 2020

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyCherokee County
MunicipalityCherokee City
Unified School DistrictCherokee Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$686.00 (+2.69%)$71,670 (-) Land $13,500 Building $58,170$71,670 (-) Land $13,500 Building $58,170
2025$71,670 (+11.71%) Land $13,500 Building $58,170$71,670 (+11.71%) Land $13,500 Building $58,170
2024$668.00 (-14.14%)
2023$64,160 (+29.15%) Land $13,500 Building $50,660$64,160 (+29.15%) Land $13,500 Building $50,660
2022$778.00 Homeowner's exemption$49,680 Land $10,500 Building $39,180
2021$49,680 Land $10,500 Building $39,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHEROKEE RWS - CHEROKEE SUBSYSTEM
private · serves 3,315 people · EPA ID IA1811001
Water SourceGroundwater
Last State InspectionOct 2023
Also Mapped HereCHEROKEE WATER SUPPLY - PLANT 1
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Northwest Communications
Fixed Wireless
100 / 20

May also be available: C-M-L Telephone Cooperative Association, Nextlink, T-Mobile, Verizon.

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