Charleston County property record for 1135 Two Rivers Ct, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,731 sqft · built 1978 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (May 2013) |
| Tax Bill | $1,844 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 532-12-00-205 |
| Primary APN | 532-12-00-205 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,731 sqft Living Area |
| 1st Floor Area | 1,519 sqft |
| Upper Floors Area | 212 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 137 ft deep x 97 ft wide |
| Garage Type | Attached |
| Garage Area | 386 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 108 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 1135 TWO RIVERS CT |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-4235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -HARBORGATE SHORES DESCRIPTION -LT 27 BLK G SEC II SITE NAME -AND TWO RIVERS DR |
| Legal Subdivision | HARBORGATE SHORES |
| Legal Block | G |
| Legal Lot Number | 27 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 4620 |
1135 Two Rivers Ct is owned and occupied by two individuals who bought it in May 2013.
Source: Charleston County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1135 TWO RIVERS CT, MOUNT PLEASANT, SC 29464-4235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Apr 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HM MTG CORP |
| Apr 9, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2013 · Amount on File |
| Deed Sale | May 24, 2013 · Amount on File |
| Prior Sale | Jan 21, 2011 · Amount on File |
| Deed Book / Page | 333 / 501 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1135 TWO RIVERS CT, MOUNT PLEASANT, SC 29464-4235 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1135 TWO RIVERS CT, MOUNT PLEASANT, SC 29464-4235 |
| Document Number | 0013730311 |
|---|---|
| Date | Mar 4, 2026 |
| Book Page | 1373/311 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Feb 26, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1135 TWO RIVERS CT, MOUNT PLEASANT, SC 29464-4235 |
| Document Number | 0888/0105 |
| Instrument Date | Apr 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1135 TWO RIVERS CT MOUNT PLEASANT SC 294644235, MOUNT PLEASANT, SC 29464-4235 |
| Document Number | 0888/0105 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 000888/000105 |
| Name | FIRST HM MTG CORP |
|---|---|
| Address | BALTIMORE, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 7, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1135 TWO RIVERS CT, MOUNT PLEASANT, SC 29464-4235 |
| Document Number | 0711/0744 |
| Instrument Date | Apr 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1135 TWO RIVERS CT MOUNT PLEASANT SC 294644235, MOUNT PLEASANT, SC 29464-4235 |
| Document Number | 0711/0744 |
|---|---|
| Date | Apr 16, 2018 |
| Book Page | 000711/000744 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 15, 2043 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1135 Two Rivers Ct was $1,844, up 11.8% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,844.00 (+11.76%) | $375,590 (+2,678.03%) Land $84,534 Building $291,056 | $872,100 Land $400,000 Building $472,100 |
| 2024 | $1,650.00 | $13,520 | |
| 2022 | $1,497.00 | $13,520 | $495,400 Land $111,500 Building $383,900 |
| 2020 | $495,400 Land $111,500 Building $383,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1135 Two Rivers Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 308 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 468 units insured incl. 160 condo units |
| Nearby Flood Claims | 3 (1989–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1135 Two Rivers Ct is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 79% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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