Ramsey County property record for 1135 Summit Ave, Saint Paul, MN 55105
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 6 ba · 4,717 sqft · built 1909 |
| Lot Size | 0.421 acres (18,382 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,105,000 (Dec 2020) |
| Tax Bill | $21,800 (2023) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Apr 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-28-23-14-0152 |
| Primary APN | 03-28-23-14-0152 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 4,717 sqft Total Area |
| Gross Area | 5,477 sqft |
| 1st Floor Area | 2,622 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 18,382 sqft (0.421 acres) |
| Lot Dimensions | 230 ft deep x 80 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Detached |
| Garage Area | 988 sqft |
| Parking Spaces | 4 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 1135 SUMMIT AVE |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55105-2648 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | WRIGHTS' REARRANGEMENT OF,BLOC SUBJ TO AVE; LOTS 20 & 21 BLK 2 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 03 |
| Legal Quarter | 1 |
| Quarter-Quarter Section | 4 |
| Legal Subdivision | WRIGHTS REARRANGEMENT OF,BLOC |
| Legal Block | 2 |
| Legal Lot Number | 20-21 21 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 35300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Summit Avenue Historic District listed 1993 · 393 contributing resources · NRIS 93000332 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1135 Summit Ave, a duplex, is owned and occupied by an individual who bought it in December 2020.
Source: Ramsey County records, as of April 29, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1135 SUMMIT AVE, SAINT PAUL, MN 55105-2648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 4, 2020 | Warranty Deed, Transfer NEW YORK UNIV FCU |
| Apr 10, 2020 | Deed of Trust, Mortgage BANK OF AMERICA |
| Sep 27, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Feb 22, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF NAT'L TR & SVGS |
| Mar 9, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2020 · Amount on File |
| Deed Sale | Dec 4, 2020 · Amount on File |
| Prior Sale | Jan 18, 2002 · Amount on File |
| Deed Document Number | A04849182 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Dec 4, 2020 |
| Property Address | 1135 SUMMIT AVE, SAINT PAUL, MN 55105-2648 |
| Document Number | 0004849182 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 4849182 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2020 |
| Title Company | BURNET TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,757.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1135 SUMMIT AVE ST PAUL MN 551052648, ST PAUL, MN 55105-2648 |
| Document Number | 4849183 |
|---|---|
| Date | Dec 4, 2020 |
| Instrument | 4849183 |
| Name | NEW YORK UNIV FCU |
|---|---|
| Type | Credit Union |
| Address | NEW YORK, NY 10003 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Dec 3, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1135 SUMMIT AVE, SAINT PAUL, MN 55105-2648 |
| Document Number | 0004811049 |
| Instrument Date | Apr 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1135 SUMMIT AVE ST PAUL MN 551052648, ST PAUL, MN 55105-2648 |
| Document Number | 0004811049 |
|---|---|
| Date | May 14, 2020 |
| Instrument | 4811049 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 13, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1135 SUMMIT AVE, SAINT PAUL, MN 55105-2648 |
| Document Number | 0004778861 |
| Instrument Date | Sep 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2019 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1135 SUMMIT AVE ST PAUL MN 551052648, ST PAUL, MN 55105-2648 |
| Document Number | 0004778861 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 4778861 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 15, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1135 SUMMIT AVE, SAINT PAUL, MN 55105-2648 |
| Document Number | 0004701247 |
| Instrument Date | Feb 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 L3 5 SUMMIT AVE ST PAUL MN 55105, ST PAUL, MN 55105 |
| Document Number | 0004701247 |
|---|---|
| Date | Mar 9, 2018 |
| Instrument | 4701247 |
| Name | BANK OF NAT'L TR & SVGS |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 8, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1135 SUMMIT AVE, SAINT PAUL, MN 55105-2648 |
| Document Number | 0004656799 |
| Instrument Date | Mar 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2017 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1135 SUMMIT AVE ST PAUL MN 551052648, ST PAUL, MN 55105-2648 |
| Document Number | 0004656799 |
|---|---|
| Date | May 2, 2017 |
| Instrument | 4656799 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Ramsey County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $21,800.00 | $1,160,000 Land $367,300 Building $792,700 | $1,160,000 Land $367,300 Building $792,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1135 Summit Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1135 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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