1135 Sand Crk Loop, #LO, Ocoee, FL 34761 Property Records

Orange County property record for 1135 Sand Crk Loop, #LO, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,883 sqft · built 2017
Owner	Individual Name on File
Last Sale	$250,000 (Mar 2017)
Tax Bill	$4,177 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-22-28-8245-00-470`

Property Details

APN / Parcel Number

Primary APN	`09-22-28-8245-00-470`
Alternative APN	`282209824500470`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,883 sqft Living Area
Gross Area	2,808 sqft
1st Floor Area	880 sqft
Flooring	Carpet

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	440 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1135 SAND CREEK LOOP, LO
City	OCOEE
State	FL
Zip	34761-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SPRING LAKE RESERVE 85/68 LOT 47
Legal Subdivision	SPRING LAKE RESERVE
Legal Lot Number	47
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	3
Census Block	3001
Census Tract	15003

Owner

1135 Sand Crk Loop, #LO is owned by an individual who bought it in March 2017.

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2017 · Amount on File
Deed Sale	Mar 8, 2017 · Amount on File
Deed Document Number	2017124313
Record Updated	Jun 8, 2026

March 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 8, 2017
Property Address	1135 SAND CREEK LOOP, OCOEE, FL 34761-1434
Document Number	0000124313
Map Reference	MB 85 PG 68-71
Instrument Date	Feb 27, 2017
Instrument	20170124313
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1900 SUMMIT TOWER BLVD STE 500, 1900, ORLANDO, FL 32810-5916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1135 SAND CREEK LOOP, OCOEE, FL 34761-1434

Mortgage

Document Number	0000124314
Date	Mar 8, 2017
Instrument	20170124314

Lender

Name	MATTAMY HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1135 Sand Crk Loop, #LO was $4,177, up 6.5% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,915 (+2.7%)	$356,500 (-8.14%) Land $75,000 Building $281,500
2025	$4,177.00 (+6.47%)	$272,556	$388,070 Land $75,000 Building $313,070
2024	$3,923.00 (+3.62%)
2023	$3,786.00 (+2.96%)	$257,160 (+3%)	$350,627 (+18.32%) Land $75,000 Building $275,627
2022	$3,677.00	$249,670	$296,331 Land $65,000 Building $231,331

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1135 Sand Crk Loop, #LO in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1135 Sand Crk Loop, #LO is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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