McLennan County property record for 1135 Ross Rd, Elm Mott, TX 76640
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,584 sqft · built 1970 |
| Lot Size | 0.633 acres (27,573 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $131,800 (Dec 2014) |
| Tax Bill | $2,097 (2025) |
| Deeds & Mortgages | Dec 2023 Second Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-047700-001500-4 |
| Primary APN | 50-047700-001500-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| Gross Area | 2,214 sqft |
| 1st Floor Area | 1,584 sqft |
| Flooring | Tile |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 27,573 sqft (0.633 acres) |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 128 sqft |
| Storage Building | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1135 ROSS RD |
|---|---|
| City | ELM MOTT |
| State | TX |
| Zip | 76640-3786 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | HOLCOMBE P ACRES .633 |
| Legal Subdivision | HOLCOMBE P |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | ELM MOTT |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 3402 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1135 ROSS RD, ELM MOTT, TX 76640-3786 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage EDUCATORS CU |
| Sep 8, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 25, 2018 | Deed of Trust, Mortgage · VA Mortgage SMI LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2014 · Amount on Record |
| Deed Sale | Dec 1, 2014 · Amount on Record |
| Prior Sale | Jan 11, 2008 · Amount on Record |
| Deed Document Number | 201435839 |
| Prior Transfer Date | Nov 26, 2014 |
| Prior Transfer Doc | 0000035839 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 1135 ROSS RD, ELM MOTT, TX 76640-3786 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000038083 |
|---|---|
| Date | Dec 15, 2023 |
| Instrument | 2023038083 |
| Name | EDUCATORS CU |
|---|---|
| Type | Credit Union |
| Address | WACO, TX 76710 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 15, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 1135 ROSS RD, ELM MOTT, TX 76640-3786 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000036337 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 2021036337 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 1135 ROSS RD, ELM MOTT, TX 76640-3786 |
| Document Number | 0000014118 |
| Instrument Date | Apr 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1135 ROSS RD ELM MOTT TX 766403786, ELM MOTT, TX 76640-3786 |
| Document Number | 0000014118 |
|---|---|
| Date | May 2, 2018 |
| Instrument | 14118 |
| Name | SMI LNDG |
|---|---|
| Address | DALLAS, TX 75244 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 1, 2043 |
| Rate | 4% |
|---|
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Ross City |
| Unified School District | West Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $274,415 (+1.91%) Land $32,545 Building $241,870 | $274,415 (+0.53%) Land $32,545 Building $241,870 | |
| 2025 | $2,097.00 (-5.16%) Homeowner's exemption | $269,277 (-1.41%) Land $27,620 Building $245,350 | $272,970 (-0.06%) Land $27,620 Building $245,350 |
| 2024 | $2,211.00 (+12.92%) | ||
| 2023 | $273,140 Land $27,620 Building $245,520 | $273,140 Land $27,620 Building $245,520 | |
| 2022 | $1,958.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 81% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROSS WSC serves 2,811 people · EPA ID TX1550042 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
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