1135 Ridge Rd, Wilmette, IL 60091 Property Records

Cook County property record for 1135 Ridge Rd, Wilmette, IL 60091

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,577 sqft · built 1956
Lot Size0.194 acres (8,469 sqft)
OwnerIndividual Name on Record
Last Sale$435,000 (May 2019)
Tax Bill$10,557 (2023)
Deeds & MortgagesDec 2021 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-28-308-023

Property Details

APN / Parcel Number

Primary APN05-28-308-023
Alternative APN
  • 05-28-308-023-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,577 sqft Living Area
1st Floor Area1,577 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,469 sqft (0.194 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water

Location & Zoning

Street Address1135 RIDGE RD
CityWILMETTE
StateIL
Zip60091-1567
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(MANUS)(LAKE)(SHORE)HIGHLANDS A SUB IN SW W OF CENTER LINE OF RIDGE AVE OF LTS5-6 IN BARBARA WAGNERS SUB OF S50ACS N60ACS SW
Legal Range13E
Legal Township42N
Legal Section28
Legal SubdivisionMANUS LAKE SHORE
Legal Lot Number2,5,6
JurisdictionCOOK IL
Township / Civil DivisionNEW TRIER
Census Block Group2
Census Block2008
Census Tract800700

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1135 RIDGE RD, WILMETTE, IL 60091-1567
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2021Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
May 1, 2019Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2019 · Amount on Record
Deed SaleMay 1, 2019 · Amount on Record
Prior SaleJul 12, 2011 · Amount on Record
Deed Document Number201957029
Prior Transfer DateFeb 26, 2002
Prior Transfer Doc0000046193
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1135 RIDGE RD, WILMETTE, IL 60091-1567
Transaction TypeMortgage
Record UpdatedDec 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1135 RIDGE RD, WILMETTE, IL 60091-1567

Mortgage

Document Number0033607351
DateDec 2, 2021
Instrument2133607351
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueNov 1, 2051

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateMay 1, 2019
Property Address1135 RIDGE RD, WILMETTE, IL 60091-1567
Document Number1912157029
Instrument DateApr 10, 2019
Instrument12157029
Transaction TypeTransfer
Record UpdatedMay 9, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$435.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1135 RIDGE RD WILMETTE IL 600911567, WILMETTE, IL 60091-1567

Mortgage

Document Number1912157030
DateMay 1, 2019
Instrument12157030
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 30, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionNew Trier Township
MunicipalityWilmette Village
Secondary School DistrictNew Trier Township High School District 203 (09 - 12)
Elementary School DistrictWilmette School District 39 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$61,000 (+22.39%) Land $27,101 Building $33,899$610,000 (+22.39%) Land $271,010 Building $338,990
2023$10,557.00 (+5.9%)
2022$9,969.00 Homeowner's exemption$49,839 Land $26,499 Building $23,340$498,390 Land $264,990 Building $233,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims11 (1981–2014)
Claims Outside the SFHA11 of 11
Most Recent ClaimApr 2014 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms And Flooding, Sep 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILMETTE
serves 27,650 people · EPA ID IL0313300
Water SourceSurface water
Last State InspectionJun 2023
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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