1135 Reed Cir, Howe, TX 75459 Property Records

Grayson County property record for 1135 Reed Cir, Howe, TX 75459

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,092 sqft · built 1970
Lot Size	0.206 acres (8,969 sqft)
Owner	Individual Name on File
Last Sale	$198,854 (Jul 2026)
Tax Bill	$5,007 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`H006 5921053`

Property Details

APN / Parcel Number

Primary APN	`H006 5921053`
Alternative APN	`152935`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	1,548 sqft
1st Floor Area	1,092 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2008
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,969 sqft (0.206 acres)
Lot Dimensions	128 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1135 REED CIR
City	HOWE
State	TX
Zip	75459-2859
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTERN HILLS ADDN, BLOCK 13, LOT 7
Legal Subdivision	WESTERN HILLS ADDN
Legal Block	13
Legal Lot Number	7
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1076
Census Tract	1801

Owner

1135 Reed Cir is owned and occupied by an individual who bought it in July 2026.

Source: Grayson County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1135 REED CIR, HOWE, TX 75459-2859
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed, Transfer · FHA Mortgage AMERICAN PORTFOLIO MORTGAGE CORPORATION
Jan 5, 2022	Special Warranty Deed, Transfer
Apr 8, 2020	Warranty Deed, Transfer RED RIV TITLE COMPANY, RED RIV TITLE CO
Sep 25, 2019	Vendor's Lien, Transfer · Construction Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2026 · Amount on File
Deed Sale	Jul 8, 2026 · Amount on File
Prior Sale	Jan 5, 2022
Deed Document Number	202617172
Prior Transfer Date	Sep 24, 2019
Prior Transfer Doc	0000023233
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GRAYSON TX
Recording Date	Jul 8, 2026
Property Address	1135 REED CIR, HOWE, TX 75459-2859
Document Number	0000017172
Instrument Date	Jul 7, 2026
Instrument	202617172
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	ORCHARD TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1135 REED CIR, HOWE, TX 75459-2859

Mortgage

Document Number	0000017173,
Date	Jul 8, 2026
Instrument	202617173

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000017174,
Date	Jul 8, 2026
Instrument	202617174

Lender

Name	TEXAS STATE AFFORDABLE HSNG COMPANY

Agreement

Amount	Amount on Record
Term	36 Months
Due	Jul 7, 2029

Interest

Max Rate	-1%

January 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jan 5, 2022
Property Address	1135 REED CIR, HOWE, TX 75459-2859
Document Number	0000000393
Map Reference	VOL 3 PG 76
Instrument Date	Dec 14, 2021
Instrument	2022-393
Transaction Type	Transfer
Record Updated	Jan 21, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Apr 8, 2020
Property Address	1135 REED CIR, HOWE, TX 75459-2859
Document Number	0000008626
Instrument Date	Apr 8, 2020
Instrument	8626
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	RED RIV TITLE COMPANY, RED RIV TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1135 REED CIR HOWE TX 75459, HOWE, TX 75459

September 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Sep 25, 2019
Property Address	1135 REED CIR, HOWE, TX 75459-2859
Document Number	0000023233
Map Reference	VOL 3 PG 76
Instrument Date	Sep 24, 2019
Instrument	2019-00023233
Transaction Type	Transfer
Record Updated	Jan 21, 2022
Title Company	RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 W MCGEE ST, SHERMAN, TX 75092-3734

Mortgage

Document Number	0000023234
Date	Sep 25, 2019
Instrument	2019-00023234

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1135 Reed Cir was $5,007, up 5.7% from the year before.

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Howe Town
Unified School District	Howe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,007.00 (+5.66%)	$230,805 Land $57,858 Building $172,947	$230,805 Land $57,858 Building $172,947
2024	$4,739.00
2023		$209,343 Land $56,961 Building $152,382	$209,343 Land $56,961 Building $152,382
2022	$4,784.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1135 Reed Cir in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (2006–2022)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Nov 2022 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2007 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1135 Reed Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOWE serves 4,548 people · EPA ID TX0910013
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grayson Collin Communications Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	400 / 100
TekWav Fixed Wireless	100 / 20

May also be available: ElektraFi.

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