1135 McAlta Ct, Galt, CA 95632 Property Records

Sacramento County property record for 1135 McAlta Ct, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,746 sqft · built 2006
Lot Size	0.234 acres (10,193 sqft)
Owner	Company Name on File
Last Sale	$596,000 (Feb 2019)
Tax Bill	$7,755 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-0650-002-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0650-002-0000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,746 sqft Living Area
1st Floor Area	1,854 sqft
2nd Floor Area	1,892 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	10,193 sqft (0.234 acres)
Garage Area	901 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1135 MCALTA CT
City	GALT
State	CA
Zip	95632-8414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	CHANCELLOR ESTATES UNIT 5, LOT 156
Legal Subdivision	CHANCELLOR ESTATES UNIT 5
Legal Lot Number	156
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1046
Census Tract	9408

Owner

1135 McAlta Ct is owned by a company that bought it in February 2019 and is owner-occupied.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Company Name on File
Mailing Address	1135 MCALTA CT, GALT, CA 95632-8414
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Jan 22, 2020	Deed of Trust, Mortgage · Conventional with PMI WYNDHAM CAP MTG
Feb 26, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2019 · Amount on File
Deed Sale	Feb 26, 2019 · Amount on File
Prior Sale	Nov 16, 2011 · Amount on File
Deed Book / Page	20190226 / 800
Prior Transfer Date	Apr 28, 2006
Prior Transfer Doc	0000001633
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1135 MCALTA CT, GALT, CA 95632-8414
Document Number	2009081412
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	WFG

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1135 MCALTA CT GALT CA 956328414, GALT, CA 95632-8414

Mortgage

Document Number	2009081412
Date	Sep 8, 2020
Instrument	2009081412

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1135 MCALTA CT, GALT, CA 95632-8414
Document Number	2001271049
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1135 MCALTA CT GALT CA 956328414, GALT, CA 95632-8414

Mortgage

Document Number	2001271049
Date	Jan 27, 2020
Instrument	2001271049

Lender

Name	WYNDHAM CAP MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 26, 2019
Property Address	1135 MCALTA CT, GALT, CA 95632-8414
Document Number	1902260800
Instrument Date	Feb 21, 2019
Instrument	1902260800
Transaction Type	Transfer
Record Updated	Mar 11, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$655.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1135 MCAITA CT GALT CA 95632, GALT, CA 95632

Mortgage

Document Number	1902260801
Date	Feb 26, 2019
Instrument	1902260801

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1135 McAlta Ct was $7,755 with a homeowner's exemption, up 4.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$678,026 (+2%) Land $102,402 Building $575,624
2025	$7,755.00 (+4.39%) Homeowner's exemption	$664,733 Land $100,395 Building $564,338
2024	$7,429.00 (-3.66%)
2023	$7,711.00 (+3.88%) Homeowner's exemption	$638,923 Land $96,498 Building $542,425
2022	$7,423.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1135 McAlta Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1998–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1135 McAlta Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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