1135 Gulfstream Ln, Key Largo, FL 33037 Property Records

Monroe County property record for 1135 Gulfstream Ln, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 759 sqft · built 1975
Lot Size	0.119 acres (5,225 sqft)
Owner	Individual Name on File
Last Sale	$970,000 (Oct 2022)
Tax Bill	$7,380 (2024)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00468471-004900`

Property Details

APN / Parcel Number

Primary APN	`00468471-004900`
Alternative APNs	`14613900468471004900` `1572373`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	759 sqft Living Area
1st Floor Area	759 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2000
Exterior Material	Other
Foundation Type	Pile
Roof Type	Reinforced Concrete
Roof Material	Other
Lot Area	5,225 sqft (0.119 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	274 sqft
Deck Area	434 sqft
Patio Area	434 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1572373
Old Parcel Number	14613900468471004900
Street Address	1135 GULFSTREAM LN
City	KEY LARGO
State	FL
Zip	33037-2808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 3 LT 19 CROSS KEY WATERWAY ESTATES SECTION ONE KEY LARGO PB 6-51 OR478-202 OR573-560 OR633-579 OR987-2361 OR1350-412R/S
Legal Range	39E
Legal Township	61S
Legal Section	14
Legal Subdivision	CROSS KEY WATERWAYS EST SEC 1
Legal Block	3
Legal Lot Number	19
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3000
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12345 SW 97TH CT, MIAMI, FL 33176-4908
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Warranty Deed, Transfer · Conventional Mortgage NP INC
Jun 21, 2019	Warranty Deed, Transfer · Conventional with PMI COLUMBUS CAP LNDG
Dec 23, 2016	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2022 · Amount on File
Deed Sale	Oct 24, 2022 · Amount on File
Prior Sale	Jun 21, 2019 · Amount on File
Deed Document Number	2395477
Deed Book / Page	3198 / 2204
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 24, 2022
Property Address	1135 GULFSTREAM LN, KEY LARGO, FL 33037-2808
Document Number	0031982204
Book / Page	3198 / 2204
Map Reference	MB 6 PG 51
Instrument Date	Oct 6, 2022
Instrument	2395477
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	THE TITLE PLACE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8421 SW 143RD AVE, 8421, MIAMI, FL 33183-3938

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12345 SW 97TH CT, MIAMI, FL 33176-4908

Mortgage

Document Number	0031982206
Date	Oct 24, 2022
Instrument	3198/2206

Lender

Name	NP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 21, 2019
Property Address	1135 GULFSTREAM LN, KEY LARGO, FL 33037-2808
Document Number	0029710550
Book / Page	002971 / 000550
Instrument Date	Jun 18, 2019
Instrument	2225717
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,710.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8421 SW 143RD AVE KENDALL FL 331833938, KENDALL, FL 33183-3938

Mortgage

Document Number	29710552
Date	Jun 21, 2019
Book Page	002971/000552
Instrument	2225718

Lender

Name	COLUMBUS CAP LNDG
Type	Funding / Finance Company
Address	MIAMI, FL 33176

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2049

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1135 GULFSTREAM LN, KEY LARGO, FL 33037-2808
Document Number	0028331428
Book / Page	002833 / 001428
Instrument Date	Dec 23, 2016
Transaction Type	Mortgage
Record Updated	Feb 21, 2017
Title Company	DOCUMENT PROCESSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1135 GULFSTREAM LN KEY LARGO FL 330372808, KEY LARGO, FL 33037-2808

Mortgage

Document Number	0028331428
Date	Jan 5, 2017
Book Page	002833/001428
Instrument	2105516

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 4, 2032

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$834,689 (+1.77%) Land $600,875 Building $233,814	$834,689 (+1.77%) Land $600,875 Building $233,814
2024	$7,380.00 (+1.68%)
2023	$7,258.00 (+45.86%)	$820,209 (+24.05%) Land $600,875 Building $219,334	$820,209 (+24.05%) Land $600,875 Building $219,334
2022	$4,976.00	$661,211 Land $480,700 Building $180,511	$661,211 Land $480,700 Building $180,511

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 281 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	299 units insured incl. 18 condo units
Nearby Flood Claims	163 (1992–2024)
Claims Outside the SFHA	3 of 163
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 29 claims Hurricane Wilma, Oct 2005 · 96 claims Hurricane Georges, Sep 1998 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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