1135 E State Rd 46, Geneva, FL 32732 Property Records

Seminole County property record for 1135 E State Rd 46, Geneva, FL 32732 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1979
Square Footage1,892 sqft Living Area
Lot Size44,431 sqft (1.02 acres)
OccupancyOwner Occupied
Last Sale$475,000 (2026)
Tax Bill$1,880.00 (2025)

Property Details

APN / Parcel Number

Primary APN26-20-32-501-0000-0020
Alternative APN
  • 20322650100000020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area1,892 sqft Living Area
Gross Area2,478 sqft Gross Area
1st Floor1,676 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area44,431 sqft (1.02 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area586 sqft Garage

Exterior Amenities

Pool Area1 sqft Pool
Shed1 Shed
Shed Area1 sqft Shed
Patio Area146 sqft Patio
Porch Area216 sqft Porch
Pole Structure400 sqft Pole Structure

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating FuelSolar Heating Fuel

Location & Zoning

Street Address1135 E STATE ROAD 46
CityGENEVA
StateFL
Zip32732-7203
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 2 SHADY WOODS ESTATES PB 20 PG 58
Legal Range32E
Legal Township20S
Legal Section26
Legal SubdivisionSHADY WOODS ESTATES
Legal Tract501
Legal Lot Number2
JurisdictionSEMINOLE FL
Minor Civil DivisionOVIEDO
Census Blockgroup1
Census Block1040
Census Tract21201

Owner

Source: Seminole County records · APN 26-20-32-501-0000-0020

Assessment roll updated December 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1135 E STATE ROAD 46, GENEVA, FL 32732-7203
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2026Warranty Deed, Transfer · Veterans Administration Mortgage
CARDINAL FINANCIAL
Feb 22, 2022Warranty Deed, Transfer · Conventional Mortgage
LUXURY MORTGAGE CORP
May 28, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 29, 2026 · Amount on Record
Deed SaleApr 29, 2026 · Amount on Record
Prior SaleFeb 22, 2022 · Amount on Record
Deed Doc Number202642338
Deed Book / Page11028 / 1308
Prior Transfer DateApr 01, 1985
Prior Transfer Doc1645000876
Record RefreshedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateApr 29, 2026
Property Address1135 E STATE ROAD 46, GENEVA, FL 32732-7203
Document Number0110281308
Book / Page11028 / 1308
Instrument DateApr 24, 2026
Instrument202642338
Transaction TypeTransfer
Record UpdatedJul 06, 2026
Title CompanySOUTHERN TITLE AND ABSTRACT, SOUTHERN TITLE & ABSTRACT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$335,825.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1135 E STATE ROAD 46, GENEVA, FL 32732-7203

Mortgage

Document Number0000042339,
DateApr 29, 2026
Instrument202642339
Lender
NameCARDINAL FINANCIAL
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.22%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateFeb 22, 2022
Property Address1135 E STATE ROAD 46, GENEVA, FL 32732-7203
Document Number0101750595
Book / Page10175 / 595
Map ReferenceMB 20 PG 58
Instrument DateFeb 10, 2022
Instrument2022022096
Transaction TypeTransfer
Record UpdatedMar 11, 2022
Title CompanySOUTHERN TITLE, SOUTHERN TTL & ABSTRACT INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1135 E STATE ROAD 46, 1135, GENEVA, FL 32732-7203

Transferred To (Grantee/Buyer)

NameVerified Name
Address2950 N SPARKMAN AVE, ORANGE CITY, FL 32763-2002

Mortgage

Document Number0010175597
DateFeb 22, 2022
Instrument10175/597
Lender
NameLUXURY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address1135 E STATE ROAD 46, GENEVA, FL 32732-7203
Document Number0093701968
Instrument DateMay 28, 2019
Transaction TypeMortgage
Record UpdatedJul 02, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1135 E STATE ROAD 46 GENEVA FL 327327203, GENEVA, FL 32732-7203

Mortgage

Document Number0093701968
DateJun 12, 2019
Book Page009370/001968
Instrument61564
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 11, 2049

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated December 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,880.00 (+8.61%) Homeowner's exemption$156,881 (+5.99%)$254,844 (+3%) Land $66,300 Building $188,544
2023$1,731.00 (+11.46%) Homeowner's exemption$148,019 (+10.32%)$247,418 (+2.79%) Land $66,300 Building $181,118
2022$1,553.00$134,176$240,705 Land $61,200 Building $179,505

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskHigh
above 86% of the US · above 78% of Florida
Wildfire LikelihoodAbout 1 in 90 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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