11348 Upper Bay Ln, Arbor Vitae (Woodruff), WI 54568 Property Records

Vilas County property record for 11348 Upper Bay Ln, Arbor Vitae, WI 54568 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Lot Size	3.5 acres (152,460 sqft)
Owner	Individual Name on File
Last Sale	$839,700 (Jan 2021)
Tax Bill	$6,985 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-693-191`

Property Details

APN / Parcel Number

Primary APN	`2-693-191`
Alternative APN	`2 CS 1`

Exterior

Lot Area	152,460 sqft (3.5 acres)

Location & Zoning

Street Address	11348 UPPER BAY LN
City	ARBOR VITAE
State	WI
Zip	54568-9462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 18CS324 PRT GOVT LOT 6
Legal Lot Number	1
Jurisdiction	VILAS WI
Township / Civil Division	ARBOR VITAE
Census Block Group	2
Census Block	2005
Census Tract	950700

Owner

Source: Vilas County records · APN 2-693-191

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 1038, WOODRUFF, WI 54568-1038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK NA
Jan 05, 2021	Warranty Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC
Jan 05, 2018	Warranty Deed, Transfer BBMC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 05, 2021 · Amount on Record
Deed Sale	Jan 05, 2021 · Amount on Record
Prior Sale	Jan 05, 2018 · Amount on Record
Deed Document Number	578925
Record Updated	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VILAS WI
Property Address	11348 UPPER BAY LN, ARBOR VITAE, WI 54568-9462
Transaction Type	Mortgage
Record Updated	Aug 04, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	584331
Date	Jun 18, 2021
Instrument	584331

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	MINOCQUA, WI 54548

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 07, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VILAS WI
Recording Date	Jan 05, 2021
Property Address	11348 UPPER BAY LN, ARBOR VITAE, WI 54568-9462
Document Number	0000578925
Map Reference	VOL 18 PG 324&325
Instrument Date	Dec 28, 2020
Instrument	578925
Transaction Type	Transfer
Record Updated	Mar 08, 2022
Title Company	VILAS TITLE SERVICE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,519.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000578926
Date	Jan 05, 2021
Instrument	578926

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VILAS WI
Recording Date	Jan 05, 2018
Property Address	11348 UPPER BAY LN, ARBOR VITAE, WI 54568-9462
Document Number	551226
Map Reference	MAP5228
Instrument Date	Jan 05, 2018
Instrument	551226
Transaction Type	Transfer
Record Updated	Jul 16, 2021
Title Company	NORTHWOODS TITLE AND CLOSING, NORTHWOODS TITLE & CLOSING S

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11348 UPPER BAY LN, WOODRUFF, WI 54568-9462

Mortgage

Document Number	551227
Date	Jan 05, 2018
Instrument	551227

Lender

Name	BBMC MORTGAGE LLC
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2048

Interest

Rate Type	Fixed Rate
Rate	3.25%
Type Change Date	Feb 01, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: Vilas County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Vilas County
County Subdivision	Arbor Vitae Town
Secondary School District	Lakeland Union High School District (09 - 12)
Elementary School District	Woodruff Joint No. 1 School District (PK - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,985.00 (-3.7%) Homeowner's exemption	$654,400 (-) Land $243,800 Building $410,600
2023	$7,253.00 Homeowner's exemption	$654,400 Land $243,800 Building $410,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Vilas County (55125C), updated June 5, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 14% of Wisconsin
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 53 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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