11348 Riverside Dr, White Pigeon, MI 49099 Property Records

St. Joseph County property record for 11348 Riverside Dr, White Pigeon, MI 49099

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,211 sqft · built 1995
Lot Size	2.1 acres (91,476 sqft)
Owner	Individual Name on File
Last Sale	$238,900 (Sep 2026)
Tax Bill	$1,522 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011-005-026-00`

Property Details

APN / Parcel Number

Primary APN	`011-005-026-00`

Interior

Full Baths	2 Baths
Building Area	1,211 sqft Building Perimeter
1st Floor Area	1,204 sqft
Basement Area	1,004 sqft
Unfinished Basement	1,004 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	91,476 sqft (2.1 acres)
Lot Dimensions	248 ft deep x 228 ft wide
Garage Area	420 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	11348 RIVERSIDE DR
City	WHITE PIGEON
State	MI
Zip	49099-8101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM N 1/4 COR SEC 5 T8S R12W TH S 1226.66 FT TH W ALG N LN RIVERSIDE DR (AKA CONST/MOTTVILLE RD) 1045.03 FT TH N 448.70 FT TO
Legal Range	12W
Legal Township	08S
Legal Section	05
Jurisdiction	ST JOSEPH MI
Township / Civil Division	MOTTVILLE
Census Block Group	1
Census Block	1007
Census Tract	41400

Owner

11348 Riverside Dr is owned and occupied by an individual who bought it in September 2026.

Source: St. Joseph County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1140 N 170 W, ANGOLA, IN 46703-9449
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Warranty Deed, Transfer · Conventional Mortgage THREE RIVERS FEDERAL CREDIT UNION
May 26, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2026 · Amount on File
Deed Sale	Sep 9, 2026 · Amount on File
Prior Sale	Dec 23, 2013 · Amount on File
Deed Document Number	20267287
Prior Transfer Date	Jul 7, 2011
Prior Transfer Doc	1620/0309
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 9, 2026
Property Address	11348 RIVERSIDE DR, WHITE PIGEON, MI 49099-8101
Document Number	0000007287
Instrument Date	Aug 14, 2026
Instrument	20267287
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	OAK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180,966.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 N 170 W, ANGOLA, IN 46703-9449

Mortgage

Document Number	0000007288,
Date	Sep 9, 2026
Instrument	20267288

Lender

Name	THREE RIVERS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH MI
Recording Date	May 26, 2026
Property Address	11348 RIVERSIDE DR, WHITE PIGEON, MI 49099-8101
Document Number	0000004357
Instrument Date	May 14, 2026
Instrument	20264357
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	11348 RIVERSIDE DR, WHITE PIGEON, MI 49099-8101

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	11348 RIVERSIDE DR, WHITE PIGEON, MI 49099-8101
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11348 RIVERSIDE DR, WHITE PIGEON, MI 49099-8101

Mortgage

Document Number	2020002673
Date	Jun 25, 2020
Instrument	2020002673

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 11348 Riverside Dr was $1,522 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Mottville Township
Unified School District	White Pigeon Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,800 (+20.49%) Land $13,200 Building $105,600	$237,600 (+20.49%) Land $26,400 Building $211,200
2025	$1,522.00 Homeowner's exemption	$98,600 Land $13,200 Building $85,400	$197,200 Land $26,400 Building $170,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11348 Riverside Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11348 Riverside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mercury Fiber.

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