11348 Rancho Loma Dr, Riverside, CA 92505 Property Records

Riverside County property record for 11348 Rancho Loma Dr, Riverside, CA 92505

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.75 ba · 1,822 sqft · built 1986
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Tax Bill$3,814 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN142-431-007

Property Details

APN / Parcel Number

Primary APN142-431-007

Interior

Bedrooms3 Beds
Full Baths2.75 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,822 sqft Living Area
Gross Area2,547 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1987
Construction TypeWood
Roof MaterialTile
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Garage Area675 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address11348 RANCHO LOMA DR
CityRIVERSIDE
StateCA
Zip92505-3574
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.18 ACRES IN LOT 7 MB 158/058 TR 20866-1
Legal Subdivision158M58
Legal Tract20866-1
Legal Lot Number7
JurisdictionRIVERSIDE CA
Township / Civil DivisionRIVERSIDE
Census Block Group3
Census Block3009
Census Tract41406

Owner

11348 Rancho Loma Dr is owned and occupied by two individuals who acquired it in December 2012.

Source: Riverside County records, as of July 29, 2026

Owner of Record2 Individual Names on File
Mailing Address11348 RANCHO LOMA DR, RIVERSIDE, CA 92505-3574
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Deed of Trust, Mortgage · Line of Credit
WESCOM CENTRAL CREDIT UNION
Aug 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
RATE PLUS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 26, 2012
Deed SaleDec 26, 2012
Prior SaleMar 31, 2011 · Amount on File
Deed Document Number2012630245
Prior Transfer DateOct 25, 2005
Prior Transfer Doc0000905842
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Recording DateJun 22, 2026
Property Address11348 RANCHO LOMA DR, RIVERSIDE, CA 92505-3574
Document Number0000188508
Instrument DateMay 29, 2026
Instrument2026188508
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address11348 RANCHO LOMA DR, RIVERSIDE, CA 92505-3574

Mortgage

Document Number0000188508,
DateJun 22, 2026
Instrument2026188508
Lender
NameWESCOM CENTRAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 25, 2056
Interest
Rate6.3%
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address11348 RANCHO LOMA DR, RIVERSIDE, CA 92505-3574
Transaction TypeMortgage
Record UpdatedAug 20, 2021
Title CompanyTICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address11348 RANCHO LOMA DR, RIVERSIDE, CA 92505-3574

Mortgage

Document Number0000474075
DateAug 9, 2021
Instrument2021-0474075
Lender
NameRATE PLUS INC
TypeNon-Lending Institution
AddressIRVINE, CA 92614
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 11348 Rancho Loma Dr was $3,814 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityRiverside City
Unified School DistrictAlvord Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$318,840 (+2%) Land $97,998 Building $220,842
2025$3,814.00 Homeowner's exemption$312,589 Land $96,077 Building $216,512
2023$3,635.00 (+6.44%) Homeowner's exemption$300,453 Land $92,348 Building $208,105
2022$3,415.00
2021$493,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11348 Rancho Loma Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11348 Rancho Loma Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RIVERSIDE
serves 302,776 people · EPA ID CA3310031
Water SourceGroundwater influenced by surface water
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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