Hamilton County property record for 11346 Reflection Point Dr, Fishers, IN 46037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,300 sqft · built 1997 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $598,500 (Nov 2022) |
| Tax Bill | $6,194 (2024) |
| Deeds & Mortgages | Jun 2026 Line of Credit Dec 2025 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 29-15-05-021-007.000-020 |
| Primary APN | 29-15-05-021-007.000-020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,300 sqft Living Area |
| Gross Area | 4,628 sqft |
| 1st Floor Area | 2,400 sqft |
| 2nd Floor Area | 1,202 sqft |
| Basement Area | 1,198 sqft |
| Finished Basement | 900 sqft |
| Unfinished Basement | 298 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 129 ft deep x 101 ft wide |
| Garage Type | Attached |
| Garage Area | 1,030 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 560 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 11346 REFLECTION POINT DR |
|---|---|
| City | FISHERS |
| State | IN |
| Zip | 46037-8718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .30, SECTION 5, TOWNSHIP 17, RANGE 5, SPYGLASS HILL, SECTION 7, LOT 322 |
| Legal Range | 05 |
| Legal Township | 17 |
| Legal Section | 05 |
| Legal Subdivision | SPYGLASS HILL SECTION 7 |
| Legal Block | 7 |
| Legal Lot Number | 322 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | FALL CREEK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 110805 |
11346 Reflection Point Dr is owned and occupied by two individuals who bought it in November 2022.
Source: Hamilton County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11346 REFLECTION POINT DR, FISHERS, IN 46037-8718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK |
| Dec 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 30, 2021 | Intrafamily Transfer, Transfer |
| Jun 26, 2019 | Warranty Deed, Transfer · ARM FIRST BANK OF BERNE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2022 · Amount on File |
| Deed Sale | Nov 14, 2022 · Amount on File |
| Prior Sale | Jun 26, 2019 · Amount on File |
| Deed Document Number | 202254326 |
| Prior Transfer Date | Apr 1, 2021 |
| Prior Transfer Doc | 0000032555 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jun 24, 2026 |
| Property Address | 11346 REFLECTION POINT DR, FISHERS, IN 46037-8718 |
| Document Number | 0000028222 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202628222 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11346 REFLECTION POINT DR, FISHERS, IN 46037-8718 |
| Document Number | 0000028222, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 202628222 |
| Name | LAKE CITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 18, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 11346 REFLECTION POINT DR, FISHERS, IN 46037-8718 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Title Company | CENTURION LAND TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 11346 REFLECTION POINT DR, FISHERS, IN 46037-8718 |
| Document Number | 0000054304 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 2025054304 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Nov 14, 2022 |
| Property Address | 11346 REFLECTION POINT DR, FISHERS, IN 46037-8718 |
| Document Number | 0000054326 |
| Map Reference | CAB 1 SL 788 |
| Instrument Date | Nov 10, 2022 |
| Instrument | 2022054326 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2023 |
| Title Company | LANDQUEST TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 11346 REFLECTION POINT DR, FISHERS, IN 46037-8718 |
| Document Number | 0000054327 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 2022054327 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Apr 30, 2021 |
| Property Address | 11346 REFLECTION POINT DR, FISHERS, IN 46037-8718 |
| Document Number | 0000032555 |
| Map Reference | CAB 1 SL 788 |
| Instrument Date | Apr 1, 2021 |
| Instrument | 2021032555 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11346 REFLECTION POINT DR, FISHERS, IN 46037-8718 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jun 26, 2019 |
| Property Address | 11346 REFLECTION POINT DR, FISHERS, IN 46037-8718 |
| Document Number | 2019027484 |
| Map Reference | CAB 1 SL 788 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 2019027484 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 11346 REFLECTION POINT DR, FISHERS, IN 46037-8718 |
| Document Number | 2019027485 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 2019027485 |
| Name | FIRST BANK OF BERNE |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 21, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2022 |
| Change Frequency | 3 Years |
| Min Rate At Change | 5% |
| Max Rate At Change | 9.37% |
| Index | 3-Year CMT |
| Margin | 4 |
| Max Rate | 9.37% |
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Fall Creek Township |
| Municipality | Fishers City |
| Unified School District | Hamilton Southeastern Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $536,100 (+0.47%) Land $109,100 Building $427,000 | $536,100 (+0.47%) Land $109,100 Building $427,000 | |
| 2024 | $6,194.00 (+11.14%) | $533,600 (+10.77%) Land $81,100 Building $452,500 | $533,600 (+10.77%) Land $81,100 Building $452,500 |
| 2023 | $5,573.00 (+5.13%) Homeowner's exemption | $481,700 (+9.15%) Land $81,100 Building $400,600 | $481,700 (+9.15%) Land $81,100 Building $400,600 |
| 2022 | $5,301.00 Homeowner's exemption | $441,300 Land $81,100 Building $360,200 | $441,300 Land $81,100 Building $360,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11346 Reflection Point Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2003–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 11346 Reflection Point Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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