11346 Cedar Dr, Catlettsburg, KY 41129 Property Records

Boyd County property record for 11346 Cedar Dr, Catlettsburg, KY 41129

Property Summary

Property Type	Single Family Home
Lot Size	3.75 acres (163,350 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,596 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Sep 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018-00-00-002.89`

Property Details

APN / Parcel Number

Primary APN	`018-00-00-002.89`
Alternative APNs	`6352501` `63525`

Exterior

Lot Area	163,350 sqft (3.75 acres)

Location & Zoning

Account Number	6352501
Street Address	11346 CEDAR DR
City	CATLETTSBURG
State	KY
Zip	41129-6908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	3.75 ACRES +/- HARRY FANNIN FARM
Legal Subdivision	HARRY FANNIN FARM
Legal Lot Number	93
Jurisdiction	BOYD KY
Township / Civil Division	CANNONSBURG
Census Block Group	1
Census Block	1033
Census Tract	31102

Owner

Source: Boyd County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11346 CEDAR DR, CATLETTSBURG, KY 41129-6908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF GRAYSON
Sep 7, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF GRAYSON
Jan 3, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF GRAYSON
Mar 20, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF GRAYSON

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	11346 CEDAR DR, CATLETTSBURG, KY 41129-6908
Transaction Type	Mortgage
Record Updated	Apr 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11346 CEDAR DR, CATLETTSBURG, KY 41129-6908

Mortgage

Document Number	001557/428
Date	Apr 1, 2024
Book Page	1557/428
Instrument	10026990

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank
Address	12496 US ROUTE 60, ASHLAND, KY 41102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 25, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	11346 CEDAR DR, CATLETTSBURG, KY 41129-6908
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11346 CEDAR DR, CATLETTSBURG, KY 41129-6908

Mortgage

Document Number	001482/242
Date	Sep 7, 2021
Book Page	1482/242
Instrument	10004469

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank
Address	ASHLAND, KY 41102

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Mar 4, 2022

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	11346 CEDAR DR, CATLETTSBURG, KY 41129-6908
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11346 CEDAR DR, CATLETTSBURG, KY 41129-6908

Mortgage

Document Number	001526/428
Date	Jan 3, 2023
Book Page	1526/428
Instrument	10016657

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank
Address	ASHLAND, KY 41102

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	2 Months
Due	Mar 1, 2023

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	11346 CEDAR DR, CATLETTSBURG, KY 41129-6908
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11346 CEDAR DR, CATLETTSBURG, KY 41129-6908

Mortgage

Document Number	001531/477
Date	Mar 20, 2023
Book Page	1531/477
Instrument	10018668

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank
Address	ASHLAND, KY 41102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Boyd County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Unified School District	Boyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,596.00 (+1,935.8%)	$474,800 (+2,274%) Land $20,000 Building $454,800	$474,800 (+2,274%) Land $20,000 Building $454,800
2023	$324.00	$20,000 Land $20,000	$20,000 Land $20,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Sep 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 73% of Kentucky
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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