Lauderdale County property record for 11345 Hwy 20, Florence, AL 35633
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2 ba · 2,683 sqft · built 1994 |
| Lot Size | 0.381 acres (16,637 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $4,128 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02-09-0-000-035-012 |
| Primary APN | 14-02-09-0-000-035-012 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,683 sqft Total Area |
| 1st Floor Area | 2,117 sqft |
| 2nd Floor Area | 566 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Brick |
| Fire Resistance | Fireproof Steel Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 16,637 sqft |
| Lot Dimensions | 127 ft deep x 131 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 27315 |
|---|---|
| Street Address | 11345 HIGHWAY 20 |
| City | FLORENCE |
| State | AL |
| Zip | 35633-2719 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | 01 |
| Legal Description | 131 X 127.11 IRR LOT PART OF NW/4 OF SE/4 SEC 09 FI 94-37 FR 69 FI 94-52 FR 9 |
| Legal Range | 12W |
| Legal Township | 02S |
| Legal Section | 09 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | CLOVERDALE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 11402 |
11345 Hwy 20, a commercial property, is owned by a company.
Source: Lauderdale County records, as of November 21, 2025
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | PO BOX 128, WATERLOO, AL 35677-0128 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 11345 Hwy 20 was $4,128, up 7% from the year before.
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,128.00 (+6.97%) | $117,960 (+6.98%) | $607,900 (+10.26%) Land $20,000 Building $587,900 |
| 2024 | $3,859.00 (+7.16%) | $110,260 (+3,086.71%) Land $3,460 Building $106,800 | $551,320 (+8.68%) Land $17,300 Building $534,020 |
| 2023 | $3,601.00 (+37.39%) | $3,460 (-95.29%) Land $3,460 | $507,280 (+38.11%) Land $17,300 Building $489,980 |
| 2022 | $2,621.00 | $73,460 | $367,300 Land $17,300 Building $350,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11345 Hwy 20 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Mar 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11345 Hwy 20 is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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