Hernando County property record for 11344 Libby Rd, Spring Hill, FL 34609 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,496 sqft · built 1987 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (May 2024) |
| Tax Bill | $3,007 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5160-1005-0190 |
| Primary APN | R32-323-17-5160-1005-0190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,496 sqft Living Area |
| 1st Floor Area | 1,496 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 125 ft deep x 95 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 64 sqft |
| Patio Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00566015 |
|---|---|
| Street Address | 11344 LIBBY RD |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-2526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 16 BLK 1005 LOT 19 ORB 474 PG 1804 ORB 474 PG 1803 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 17 |
| Legal Subdivision | SPRING HILL UNIT 16 |
| Legal Block | 1005 |
| Legal Lot Number | 19 |
| Legal Unit | 16 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 41006 |
Source: Hernando County records · APN R32-323-17-5160-1005-0190
Assessment roll updated October 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 11344 LIBBY RD, SPRING HILL, FL 34609-2526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 09, 2021 | Deed of Trust, Mortgage · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jul 29, 2020 | Warranty Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 06, 2024 · Amount on Record |
| Deed Sale | May 06, 2024 · Amount on Record |
| Prior Sale | Jul 29, 2020 · Amount on Record |
| Deed Document Number | 2024026032 |
| Deed Book / Page | 4419 / 354 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 11344 LIBBY RD, SPRING HILL, FL 34609-2526 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 11344 LIBBY RD, SPRING HILL, FL 34609-2526 |
| Document Number | 0041690408 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 4169/408 |
| Instrument | 2022036636 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 11344 LIBBY RD, SPRING HILL, FL 34609-2526 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3338 BLYTHE AVE, SPRING HILL, FL 34609-2731 |
| Document Number | 0039630227 |
|---|---|
| Date | Mar 09, 2021 |
| Book Page | 3963/227 |
| Instrument | 2021015903 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Aug 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 29, 2020 |
| Property Address | 11344 LIBBY RD, SPRING HILL, FL 34609-2526 |
| Document Number | 0038681005 |
| Book / Page | 3868 / 1005 |
| Map Reference | MB 9 PG 18-30 |
| Instrument Date | Jul 07, 2020 |
| Instrument | 2020045614 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,130.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3138 N 1250 W, 3138, PLEASANT VIEW, UT 84414-1665 |
| Name | Verified Name |
|---|---|
| Address | 11344 LIBBY RD, SPRING HILL, FL 34609-2526 |
| Document Number | 0038681007 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 3868/1007 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,007.00 (+30.68%) | $210,682 (+10.26%) Land $49,911 Building $160,771 | $210,682 (+4.09%) Land $49,911 Building $160,771 |
| 2023 | $191,078 (+3%) Land $33,313 Building $157,765 | ||
| 2022 | $2,301.00 Homeowner's exemption | $185,513 Land $29,865 Building $155,648 | $202,397 Land $41,456 Building $160,941 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530410062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 7 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force 3 of 7 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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