Kenton County property record for 1134 Edwards Rd, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,941 sqft · built 2007 |
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,801 (2025) |
| Deeds & Mortgages | Jan 2024 Reverse Mortgage Jun 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-30-21-291.00 |
| Primary APN | 004-30-21-291.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,941 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Galvanized Metal |
| Lot Area | 74,052 sqft (1.7 acres) |
| Lot Dimensions | 200 ft deep x 219 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1134 EDWARDS RD |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-1904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.70 ACS NR SHEPHERD & HUGHES & ELSMERE CORP LINE |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 65600 |
1134 Edwards Rd is owned and occupied by two individuals who acquired it in January 2024.
Source: Kenton County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1134 EDWARDS RD, ELSMERE, KY 41018-1904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 16, 2024 | Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Jun 18, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2024 |
| Deed Sale | Jan 16, 2024 |
| Prior Sale | Oct 27, 2009 · Amount on File |
| Deed Document Number | 2024189 |
| Deed Book / Page | 265 / 593 |
| Prior Transfer Date | Dec 22, 2023 |
| Prior Transfer Doc | 0005900189 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 16, 2024 |
| Property Address | 1134 EDWARDS RD, ELSMERE, KY 41018-1904 |
| Document Number | 0005900189 |
| Book / Page | KC 265 / 593 |
| Instrument Date | Dec 22, 2023 |
| Instrument | 24011605900189 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1134 EDWARDS RD, ELSMERE, KY 41018-1904 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1134 EDWARDS RD, ELSMERE, KY 41018-1904 |
| Document Number | 0005900190 |
|---|---|
| Date | Jan 16, 2024 |
| Instrument | 24011605900190 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 787 Months |
| Due | Aug 30, 2089 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.13% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2024 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 13.1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 18, 2018 |
| Property Address | 1134 EDWARDS RD, ELSMERE, KY 41018-1904 |
| Document Number | 0000000072 |
| Book / Page | 0C6432 / 000260 |
| Instrument Date | Jun 5, 2018 |
| Instrument | 72 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1134 EDWARDS RD ELSMERE KY 410181904, ELSMERE, KY 41018-1904 |
The 2025 property tax bill for 1134 Edwards Rd was $2,801 with a homeowner's exemption.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $233,500 (-) Land $55,500 Building $178,000 | $233,500 (-) Land $55,500 Building $178,000 | |
| 2025 | $2,801.00 Homeowner's exemption | $233,500 Land $55,500 Building $178,000 | $233,500 Land $55,500 Building $178,000 |
| 2023 | $2,804.00 Homeowner's exemption | $233,500 Land $55,500 Building $178,000 | $233,500 Land $55,500 Building $178,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1134 Edwards Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1134 Edwards Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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