1134 Cloverleaf Dr, El Cajon, CA 92019 Property Records

San Diego County property record for 1134 Cloverleaf Dr, El Cajon, CA 92019

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,523 sqft · built 1970
Lot Size0.472 acres (20,563 sqft)
Owner2 Individual Names on File
Last Sale$775,000 (Nov 2020)
Tax Bill$11,597 (2025)
Deeds & MortgagesApr 2024 Second Mortgage
Aug 2023 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN514-181-08-00

Property Details

APN / Parcel Number

Primary APN514-181-08-00
Alternative APN
  • 5141803200

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,523 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Lot Area20,563 sqft (0.472 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number5141803200
Street Address1134 CLOVERLEAF DR
CityEL CAJON
StateCA
Zip92019-3439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-20
Legal DescriptionLOT 8 TR 006231
Legal SubdivisionVISTA MEADOWS
Legal Tract006231
Legal Block1
Legal Lot Number8
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1008
Census Tract15405

Owner

1134 Cloverleaf Dr is owned and occupied by two individuals who bought it in November 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1134 CLOVERLEAF DR, EL CAJON, CA 92019-3439
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Aug 29, 2023Deed of Trust, Mortgage · Line of Credit
NEW AMERICAN FUNDING
Jan 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
NORTHPOINTE BANK
Nov 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
SAN DIEGO COUNTY CU
Nov 10, 2020Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2020 · Amount on File
Deed SaleNov 10, 2020 · Amount on File
Deed Document Number2020703703
Prior Transfer DateFeb 16, 2015
Prior Transfer Doc0000148801
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1134 CLOVERLEAF DR, EL CAJON, CA 92019-3439
Transaction TypeMortgage
Record UpdatedApr 25, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1134 CLOVERLEAF DR, EL CAJON, CA 92019-3439

Mortgage

Document Number0000090892
DateApr 12, 2024
Instrument2024-0090892
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term241 Months
DueMay 1, 2044

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1134 CLOVERLEAF DR, EL CAJON, CA 92019-3439
Transaction TypeMortgage
Record UpdatedSep 8, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1134 CLOVERLEAF DR, EL CAJON, CA 92019-3439

Mortgage

Document Number0000234147
DateAug 29, 2023
Instrument2023-0234147
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
AddressTUSTIN, CA 92780
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 28, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1134 CLOVERLEAF DR, EL CAJON, CA 92019-3439
Transaction TypeMortgage
Record UpdatedJan 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1134 CLOVERLEAF DR, EL CAJON, CA 92019-3439

Mortgage

Document Number0000016874
DateJan 12, 2022
Instrument2022-0016874
Lender
NameNORTHPOINTE BANK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1134 CLOVERLEAF DR, EL CAJON, CA 92019-3439
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000520280
DateNov 12, 2019
Instrument2019-0520280
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateDec 1, 2024
Change Frequency5 Years
Min Rate At Change2.75%
Max Rate At Change5.12%
Index5-Year CMT
Max Rate8.12%

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 10, 2020
Property Address1134 CLOVERLEAF DR, EL CAJON, CA 92019-3439
Document Number0000703703
Map ReferenceMAP 6231
Instrument DateOct 19, 2020
Instrument2020-0703703
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1134 CLOVERLEAF DR, EL CAJON, CA 92019-3439

Mortgage

Document Number0000703704
DateNov 10, 2020
Instrument2020-0703704
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1134 Cloverleaf Dr was $11,597.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$855,660 (+2%) Land $469,233 Building $386,427
2025$11,597.00$838,883 Land $460,033 Building $378,850
2023$11,110.00 (+1.83%)$806,310 Land $442,170 Building $364,140
2022$10,910.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1134 Cloverleaf Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2001–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1134 Cloverleaf Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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