11338 Ledgement Ln, Windermere, FL 34786 Property Records

Orange County property record for 11338 Ledgement Ln, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,806 sqft · built 2002
Lot Size	0.32 acres (13,943 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Nov 2012)
Tax Bill	$5,834 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-23-27-2694-00-580`

Property Details

APN / Parcel Number

Primary APN	`24-23-27-2694-00-580`
Alternative APNs	`272324269400580` `145775` `146947` `149065`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,806 sqft Living Area
Gross Area	3,786 sqft
1st Floor Area	2,806 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	13,943 sqft (0.32 acres)
Garage Type	Attached
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	11338 LEDGEMENT LN
City	WINDERMERE
State	FL
Zip	34786-6412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	GLENMUIR UNIT 1 48/39 LOT 58
Legal Range	27E
Legal Township	23S
Legal Section	24
Legal Subdivision	GLENMUIR UT 1
Legal Tract	2694
Legal Lot Number	58
Legal Unit	1
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2016
Census Tract	17115

Owner

11338 Ledgement Ln is owned and occupied by an individual who acquired it in June 2025.

Source: Orange County records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	11338 LEDGEMENT LN, WINDERMERE, FL 34786-6412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2012 · Amount on File
Deed Sale	Nov 26, 2012 · Amount on File
Prior Sale	May 19, 2006 · Amount on File
Deed Document Number	2012622844
Deed Book / Page	10477 / 9321
Last Transfer Date	Jun 27, 2025
Transfer Doc	0000375921
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	11338 LEDGEMENT LN, WINDERMERE, FL 34786-6412
Document Number	0000012892
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11338 LEDGEMENT LN WINDERMERE FL 347866412, WINDERMERE, FL 34786-6412

Mortgage

Document Number	0000012892
Date	Jan 8, 2021
Instrument	12892

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 11338 Ledgement Ln was $5,834, up 4.7% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$382,208 (+2.7%)	$701,980 (-1.3%) Land $175,000 Building $526,980
2025	$5,834.00 (+4.66%) Homeowner's exemption	$372,160	$711,220 Land $175,000 Building $536,220
2024	$5,574.00 (+7.27%)
2023	$5,196.00 (+3.55%) Homeowner's exemption	$351,138 (+3%)	$569,422 (+14.73%) Land $95,000 Building $474,422
2022	$5,018.00 Homeowner's exemption	$340,911	$496,330 Land $95,000 Building $401,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11338 Ledgement Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 61 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	3 (2022–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11338 Ledgement Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20