11338 Harmon Ct, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 11338 Harmon Ct, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,611 sqft
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,000 (Aug 2020)
Tax Bill	$1,143 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-140-014-00`

Property Details

APN / Parcel Number

Primary APN	`004-140-014-00`

Interior

Full Baths	2 Baths
Building Area	1,611 sqft Building Perimeter
1st Floor Area	525 sqft

Exterior

Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	217 ft deep x 103 ft wide
Garage Area	561 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	11338 HARMON CT
City	THREE RIVERS
State	MI
Zip	49093-9257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 DUDD'S SUBDIVISION SEC 29 T6S R12W.
Legal Range	12W
Legal Township	06S
Legal Section	29
Legal Subdivision	DUDD'S SUBDIVISION
Legal Lot Number	14
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	4
Census Block	4018
Census Tract	41102

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11338 HARMON CT, THREE RIVERS, MI 49093-9257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Dec 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 2, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2020 · Amount on Record
Deed Sale	Aug 20, 2020 · Amount on Record
Prior Sale	Aug 2, 2017 · Amount on Record
Deed Document Number	20204760
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 20, 2020
Property Address	11338 HARMON CT, THREE RIVERS, MI 49093-9257
Document Number	2020004760
Map Reference	LB 4 PG 43
Instrument Date	Aug 18, 2020
Instrument	2020004760
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,635.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11338 HARMON CT, 11338, THREE RIVERS, MI 49093-9257

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60345 KRULL RD, THREE RIVERS, MI 49093-9507

Mortgage

Date	Aug 20, 2020

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	11338 HARMON CT, THREE RIVERS, MI 49093-9257
Transaction Type	Mortgage
Record Updated	Dec 19, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1986/0790
Date	Dec 3, 2019
Book Page	1986/0790

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 2, 2017
Property Address	11338 HARMON CT, THREE RIVERS, MI 49093-9257
Document Number	1879/0831
Book / Page	1879 / 0831
Map Reference	LB4 PG43
Instrument Date	Aug 1, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,419.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11338 HARMON CT, THREE RIVERS, MI 49093-9257

Mortgage

Document Number	18790834
Date	Aug 2, 2017
Instrument	1879/0834

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,800	$331,600
2025	$1,143.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–2008)
Most Recent Claim	Sep 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Mercury Fiber, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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