1133 Thoroughbred Dr, Iron Station, NC 28080 Property Records

Lincoln County property record for 1133 Thoroughbred Dr, Iron Station, NC 28080

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,906 sqft · built 2021
Lot Size	0.166 acres (7,231 sqft)
Owner	2 Individual Names on Record
Last Sale	$393,500 (Sep 2021)
Tax Bill	$3,140 (2026)
Deeds & Mortgages	May 2023 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3692-33-6863`

Property Details

APN / Parcel Number

Primary APN	`3692-33-6863`
Alternative APNs	`102944` `286591`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	2,906 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Custom Design
Lot Area	7,231 sqft (0.166 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	286591
Street Address	1133 THOROUGHBRED DR
City	IRON STATION
State	NC
Zip	28080-9379
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	#221 THEFARM@INGLESIDE P3
Legal Subdivision	FARM AT INGLESIDE PHASE 3
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2000
Census Tract	71002

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1133 THOROUGHBRED DR, IRON STATION, NC 28080-9379
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 7, 2021	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage PREMIER LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2021 · Amount on Record
Deed Sale	Sep 7, 2021 · Amount on Record
Deed Document Number	2021638254
Deed Book / Page	3081 / 551
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1133 THOROUGHBRED DR, IRON STATION, NC 28080-9379
Transaction Type	Mortgage
Record Updated	Jun 2, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1133 THOROUGHBRED DR, IRON STATION, NC 28080-9379

Mortgage

Document Number	0003250454
Date	May 22, 2023
Book Page	3250/454
Instrument	667342

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Oct 1, 2051

September 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Sep 7, 2021
Property Address	1133 THOROUGHBRED DR, IRON STATION, NC 28080-9379
Document Number	0003081551
Book / Page	3081 / 551
Map Reference	MB 18 PG 193-197
Instrument Date	Sep 7, 2021
Instrument	638254
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 23, 2022
Title Company	DHI TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$787.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	800 ARROWRIDGE BLVD, 800, CHARLOTTE, NC 28273

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1133 THOROUGHBRED DR, IRON STATION, NC 28080-9379

Mortgage

Document Number	0000638255
Date	Sep 7, 2021
Instrument	638255

Lender

Name	PREMIER LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,140.00 (+1.06%)	$496,769 (-) Land $72,000 Building $424,769	$496,769 (-) Land $72,000 Building $424,769
2023	$3,107.00	$496,769 Land $72,000 Building $424,769	$496,769 Land $72,000 Building $424,769

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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