1133 Reno Ln, Lusby, MD 20657 Property Records

Calvert County property record for 1133 Reno Ln, Lusby, MD 20657

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 ba · 1,108 sqft · built 1997
Lot Size	0.245 acres (10,702 sqft)
Owner	Individual Name on Record
Last Sale	$344,000 (Feb 2022)
Tax Bill	$437 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-136763`

Property Details

APN / Parcel Number

Primary APN	`01-136763`
Alternative APNs	`1136763` `136763`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,108 sqft Total Area
Basement Area	816 sqft
Finished Basement	816 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,702 sqft (0.245 acres)
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	136763
Street Address	1133 RENO LN
City	LUSBY
State	MD
Zip	20657-3644
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R-1
Legal Description	LT 26 SEC 10S CHES RANCH ESTS
Legal Subdivision	CHESAPEAKE RANCH ESTATES
Legal Lot Number	26
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2011
Census Tract	861004

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1133 RENO LN, LUSBY, MD 20657-3644
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Sep 20, 2019	Grant Deed, Transfer · VA Mortgage EQUITY RSRCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2022 · Amount on Record
Deed Sale	Feb 2, 2022 · Amount on Record
Prior Sale	Sep 20, 2019 · Amount on Record
Deed Book / Page	6210 / 195
Prior Transfer Date	Dec 13, 2013
Prior Transfer Doc	0043420140
Record Updated	Oct 29, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Feb 2, 2022
Property Address	1133 RENO LN, LUSBY, MD 20657-3644
Document Number	0062100195
Book / Page	6210 / 195
Map Reference	MB 1 PL 86
Instrument Date	Jan 14, 2022
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	TRUE NORTH TITLE, TRUE NORTH T&E LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1133 RENO LN, LUSBY, MD 20657-3644

Mortgage

Document Number	0006210202
Date	Feb 2, 2022
Instrument	6210/202

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 20, 2019
Property Address	1133 RENO LN, LUSBY, MD 20657-3644
Document Number	0054390291
Book / Page	005439 / 000291
Instrument Date	Sep 13, 2019
Transaction Type	Transfer
Record Updated	Oct 4, 2019
Title Company	BRIDGEVIEW TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1133 RENO LN LUSBY MD 206573644, LUSBY, MD 20657-3644

Mortgage

Document Number	54390298
Date	Sep 20, 2019
Book Page	005439/000298

Lender

Name	EQUITY RSRCS
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,300 (+10.77%) Land $69,000 Building $283,300	$352,300 (-) Land $69,000 Building $283,300
2025	$437.00 (-83.14%)	$318,033 (+27.47%)	$352,300 (+41.2%) Land $69,000 Building $283,300
2023	$2,592.00	$249,500 Land $69,000 Building $180,500	$249,500 Land $69,000 Building $180,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2010–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2014

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 75% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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