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1133 Paul Ave, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 1133 Paul Ave, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,332 sqft · built 1940
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$185,500 (Mar 2023)
Tax Bill$6,137 (2026)
Deeds & MortgagesMar 2023 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN422800 58.7-5-4

Property Details

APN / Parcel Number

Primary APN422800 58.7-5-4
Alternative APN
  • 280005800700050040000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,332 sqft Living Area
1st Floor Area968 sqft
Upper Floors Area364 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1985
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeDetached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area24 sqft
PorchSlab
Porch Area680 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1133 PAUL AVE
CitySCHENECTADY
StateNY
Zip12306-2805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,DK SCHDY ANNEX 69 6.-454-8
Legal SubdivisionSCHENECTADY ANNEX IMPROVEMENT COMPANY
Legal Block5
Legal Lot Number4.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1010
Census Tract33004

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1133 PAUL AVE, SCHENECTADY, NY 12306-2805
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2023Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Sep 10, 2020Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2023 · Amount on Record
Deed SaleMar 3, 2023 · Amount on Record
Prior SaleMay 2, 2008 · Amount on Record
Deed Document Number202312462
Deed Book / Page2103 / 702
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1133 PAUL AVE, SCHENECTADY, NY 12306-2805
Transaction TypeMortgage
Record UpdatedJul 14, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address380 OLEAN ST, SCHENECTADY, NY 12306-2333

Mortgage

Document Number0000012463
DateMar 3, 2023
Book Page5292/265
Instrument202312463
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2053

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1133 PAUL AVE, SCHENECTADY, NY 12306-2805
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1133 PAUL AVE, SCHENECTADY, NY 12306-2805

Mortgage

Document Number0000026944
DateSep 10, 2020
Book Page5019/523
Instrument202026944
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term265 Months
DueOct 1, 2042

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,137.00 (+2.05%)
2025$6,014.00$164,500 (-) Land $6,800 Building $157,700$253,100 (+16.96%) Land $10,462 Building $242,638
2023$164,500 Land $6,800 Building $157,700$216,400 Land $8,945 Building $207,455

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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