1. Home
  2. Florida
  3. Okeechobee County
  4. Okeechobee
  5. NW 39th Cir

1133 NW 39th Cir, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 1133 NW 39th Cir, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details1 ba · 831 sqft · built 1969
Lot Size0.544 acres (23,697 sqft)
Owner2 Individual Names on Record
Last Sale$15,100 (Jan 1993)
Tax Bill$357 (2025)
Deeds & MortgagesMar 2026 Reverse Mortgage
Flood ZoneZone A (high risk)
APN1-04-37-35-0020-00000-0710

Property Details

APN / Parcel Number

Primary APN1-04-37-35-0020-00000-0710

Interior

Full Baths1 Bath
Building Area831 sqft Heated Area
Gross Area1,805 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1995
Exterior MaterialFiber Cement Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area23,697 sqft (0.544 acres)
Lot Dimensions237 ft deep x 100 ft wide
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1133 NW 39TH CIR
CityOKEECHOBEE
StateFL
Zip34972-1682
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHISPERING PINES HEIGHTS (PLAT BOOK 3 PAGE 46) LOT 71
Legal Range35E
Legal Township37S
Legal Section04
Legal SubdivisionWHISPERING PINES HEIGHTS
Legal Lot Number71
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group1
Census Block1019
Census Tract910201

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address1133 NW 39TH CIR, OKEECHOBEE, FL 34972-1682
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 1, 1993 · Amount on Record
Deed SaleJan 1, 1993 · Amount on Record
Deed Document Number0003441543
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address1133 NW 39TH CIR, OKEECHOBEE, FL 34972-1682
Transaction TypeMortgage
Record UpdatedApr 14, 2026
Title CompanySAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1133 NW 39TH CIR, OKEECHOBEE, FL 34972-1682
InvestorPossibly a Property Investor

Mortgage

Document Number0000002761
DateMar 12, 2026
Instrument2026002761
Lender
NameSOUTH RIVER MORTGAGE LLC
TypeReverse Mortgage Lender
AddressANNAPOLIS, MD 21401
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term968 Months
DueNov 7, 2106
Interest
Rate TypeAdjustable Rate
Rate4.75%
AdjustableAdjustable Rate Rider
Type Change DateMay 1, 2026
Change FrequencyMonthly
Index1-Year CMT
Max Rate9.75%

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$357.00 (-63.72%) Homeowner's exemption Disabled Person's exemption$65,380 (+5.99%)$159,352 (+0.98%) Land $17,440 Building $141,912
2023$984.00 (+5.81%) Homeowner's exemption Disabled Person's exemption$61,686 (+3%)$157,811 (+19.12%) Land $16,350 Building $141,461
2022$930.00 Homeowner's exemption Disabled Person's exemption$59,889$132,483 Land $16,350 Building $116,133

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 137 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies137 in force
Nearby Flood Claims52 (2004–2021)
Claims Outside the SFHA3 of 52
Most Recent ClaimFeb 2021 · rainfall accumulation
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 15 claims
  • Hurricane Wilma, Oct 2005 · 9 claims
  • Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on NW 39th Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures