1133 Cedar St, Lapeer, MI 48446 Property Records

Lapeer County property record for 1133 Cedar St, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,440 sqft · built 1950
Lot Size	0.317 acres (13,809 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Sep 2017)
Tax Bill	$3,035 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L22-05-400-040-00`

Property Details

APN / Parcel Number

Primary APN	`L22-05-400-040-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,440 sqft Living Area
1st Floor Area	2,440 sqft
Basement Area	496 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Lot Area	13,809 sqft (0.317 acres)
Lot Dimensions	100 ft deep x 138 ft wide
Garage Area	696 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1133 CEDAR ST
City	LAPEER
State	MI
Zip	48446-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 1 FM
Legal Description	CITY OF LAPEER R T8N, R10E, SEC 32 COM 575 FT N OF S 1/4 POST, TH E 100 FT TH S 138 FT, TH W 100 FT, TH N 138 FT TO BEG.
Legal Range	10E
Legal Township	08N
Legal Section	32
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	2
Census Block	2001
Census Tract	337500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1133 CEDAR ST, LAPEER, MI 48446-1408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage CASON HOME LOANS
Oct 16, 2017	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 21, 2017	Warranty Deed, Transfer · Conventional with PMI ELGA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2017 · Amount on Record
Deed Sale	Sep 21, 2017 · Amount on Record
Prior Sale	Sep 20, 2017 · Amount on Record
Deed Book / Page	2919 / 203
Prior Transfer Date	Sep 19, 2017
Prior Transfer Doc	0029240278
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	1133 CEDAR ST, LAPEER, MI 48446-1408
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LEGACY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1133 CEDAR ST, LAPEER, MI 48446-1408

Mortgage

Document Number	0031480974
Date	Nov 18, 2020
Book Page	3148/974

Lender

Name	CASON HOME LOANS
Type	Mortgage Company
Address	NORTH PALM BEACH, FL 33408

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Oct 16, 2017
Property Address	1133 CEDAR ST, LAPEER, MI 48446-1408
Document Number	0029240278
Book / Page	002924 / 000278
Instrument Date	Sep 19, 2017
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1133 CEDAR ST LAPEER MI 484461408, LAPEER, MI 48446-1408

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 21, 2017
Property Address	1133 CEDAR ST, LAPEER, MI 48446-1408
Document Number	0029190203
Book / Page	002919 / 000203
Instrument Date	Sep 8, 2017
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	CAPITAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,612.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 LIBERTY ST LAPEER MI 484462023, LAPEER, MI 48446-2023

Mortgage

Document Number	29190205
Date	Sep 21, 2017
Book Page	002919/000205

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Sep 20, 2032

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Lapeer City
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,600 (+9.01%)	$295,200 (+9.01%)
2025	$3,035.00 (+3.94%) Homeowner's exemption	$135,400 (+10.17%)	$270,800 (+10.17%)
2024	$2,920.00 (+10.48%)
2023		$122,900	$245,800
2022	$2,643.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2009)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2009 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAPEER serves 9,023 people · EPA ID MI0003780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

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